All our advice on mortgage loans in Switzerland
Our most viewed guides
Mortgage loan simulation – mortgage calculator
Mortgage Calculator: simulate your mortgage in Switzerland with our free tool, detailing the data to be provided and the information received.
Fixed rate mortgage
Fixed rate mortgage: security or constraint? We explain the advantages, disadvantages, and strategies to optimize your property financing.
SARON Mortgage: One of the 3 mortgages you should know about?
Find out if a SARON mortgage is right for you: pros, cons, and expert tips to optimise your property financing with a variable rate mortgage
Combined mortgage (split rate): what is it?
Looking to buy a property? Discover the combined rate, fixed rate and and variable rate mortgage (SARON) and all the details of this loan.
Becoming a homeowner in Switzerland
Can you transfer a mortgage from one bank to another?
Can you transfer a mortgage loan from one bank to another before maturity? How does it work, and what risks or early repayment penalties apply in Switzerland?
How to deduct mortgage loan interest in Switzerland
Mortgage interest deduction in Switzerland: when it is allowed, which interest is deductible, and which costly tax mistakes you should avoid in your return.
How to Calculate Rental Yield in Switzerland?
Rental yield: learn how to calculate the profitability of your properties and assess your Swiss real estate return before taking out your mortgage.
How to calculate your debt ratio in Switzerland?
Debt ratio in Switzerland: definition, calculation and practical examples for your mortgage in Switzerland. Assess your debt ratio and borrowing capacity, and prepare your budget with a mortgage broker.
Mortgage rates and real estate news
Tax deductions in Switzerland: what can you deduct and how much?
Deductible expenses, imputed rental value, maintenance, renovations: find out how to reduce your taxes and how much you can actually deduct.
What is the Swiss National Bank and what is it for?
Find out what the Swiss National Bank (SNB) does: mandate, price stability, inflation, the Swiss franc, liquidity, and effects on SARON and mortgages. Understand the SNB policy rate.
Imputed rental value in Switzerland: definition, calculation and tax impact
How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.
Condominium in Switzerland: what it is and how to buy an apartment.
How to buy and manage a condominium (PPE) in Switzerland: building co-ownership, service charges, renovation fund and advice to optimise your mortgage financing.
Types of mortgage loans
Mortgage: how much are the application fees in Switzerland?
How much are the application fees for a mortgage in Switzerland? Calculation, how they work, and tips for negotiating them.
Second home mortgage: prepare and successfully secure your financing
Second home mortgage in Switzerland: compare your second home financing, optimise your down payment and receive truly independent expert advice.
Mortgage renewal in Switzerland: mistakes to avoid
Mortgage renewal in Switzerland: plan ahead for your maturity date, compare offers, and optimise your costs.
Mortgage duration: what is the duration of a mortgage loan in Switzerland?
Mortgage duration: Number of years, its impact on risk, flexibility and total cost of your mortgage.
Mortgages by region of Switzerland
Canton of Thurgau: Find the right mortgage for your property purchase
Canton of Thurgau – Get your mortgage quickly and on the best market terms. Prepare your application with a professional mortgage broker.
Appenzell real estate: discover all available mortgages in the region
Canton of Appenzell real estate: your mortgage on the best terms in Appenzell Innerrhoden and Appenzell Ausserrhoden. Optimise your application free of charge with a professional mortgage broker.
Canton of Glarus: find your mortgage without hassle
Canton of Glarus – Mortgage: how to obtain your home loan in Switzerland quickly and on the best terms. Prepare your application with a professional mortgage broker (buy a house in Glarus).
St Gallen real estate mortgage: your house loan with the best terms
Real estate St. Gallen: your mortgage in the canton of St. Gallen on the best terms. Prepare your St. Gallen real estate mortgage application with a professional mortgage broker.
Rental investment
How to Calculate Rental Yield in Switzerland?
Rental yield: learn how to calculate the profitability of your properties and assess your Swiss real estate return before taking out your mortgage.
Positive cash flow for a rental property investment: how to calculate it and achieve it
How can you achieve positive cash flow with a rental property investment? Detailed calculation and strategies to improve your project’s profitability.
Removal of rental value in Switzerland
Eliminating rental value: What it means for your budget, deductions, and mortgage strategy. Tips, mistakes to avoid, and FAQs.
Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.
All our guides and articles
Canton of Thurgau: Find the right mortgage for your property purchase
Canton of Thurgau – Get your mortgage quickly and on the best market terms. Prepare your application with a professional mortgage broker.
Mortgage: how much are the application fees in Switzerland?
How much are the application fees for a mortgage in Switzerland? Calculation, how they work, and tips for negotiating them.
Positive cash flow for a rental property investment: how to calculate it and achieve it
How can you achieve positive cash flow with a rental property investment? Detailed calculation and strategies to improve your project’s profitability.
Appenzell real estate: discover all available mortgages in the region
Canton of Appenzell real estate: your mortgage on the best terms in Appenzell Innerrhoden and Appenzell Ausserrhoden. Optimise your application free of charge with a professional mortgage broker.
Canton of Glarus: find your mortgage without hassle
Canton of Glarus – Mortgage: how to obtain your home loan in Switzerland quickly and on the best terms. Prepare your application with a professional mortgage broker (buy a house in Glarus).
St Gallen real estate mortgage: your house loan with the best terms
Real estate St. Gallen: your mortgage in the canton of St. Gallen on the best terms. Prepare your St. Gallen real estate mortgage application with a professional mortgage broker.
Mortgage for your Uri property at the best rate (Canton of Uri)
Canton of Uri – your mortgage at the best rate to purchase your Uri property. How can you get your mortgage on the best terms in the Canton of Uri? Prepare your application file free of charge with a professional mortgage broker.
Graubünden real estate: get your mortgage quickly and at the best rate
Graubünden real estate – your mortgage at the best rate. How to obtain your home loan in Graubünden, for example for an apartment in Davos. Prepare your application with a professional mortgage broker.
Real estate Luzern: get your mortgage quickly to buy your property
Buy house in Lucerne Switzerland: how to get your mortgage quickly and at the best rate. Prepare your real estate Lucerne home-buying application with a professional mortgage broker.
Real Estate Ticino: Find Your Mortgage at the Best Rate
Real estate Ticino : find out how to get your mortgage at the best rate in Ticino with one of our specialist mortgage brokers (real estate Lugano)
Zurich Mortgage: buy your home in Zurich with the best mortgage
Buy house Zurich: how to get your mortgage at the best rate in the canton of Zurich by working with one of our specialist mortgage brokers.
Valais real estate: get your mortgage at the best rate
Valais real estate: buying a house in Valais? Get your mortgage at the best rate in Valais by working with one of our specialized mortgage brokers.
Jura Real Estate: Finding the Best Mortgage
Jura Real Estate: Discover the mortgages available in the canton of Jura and how to prepare for buying a property in this canton.
Building Insurance in Switzerland: Coverage, Requirements and Rates
Everything you need to know about building insurance in Switzerland: coverage, cantonal requirements, rates and tips for making the right choice.
Condominium Fees in Switzerland: Definition, Calculation and Distribution
What are condominium fees in Switzerland? Find out how they are calculated and distributed among co-owners.
Renovation Fund in Condominium Ownership (Swiss Condominium / PPE): Legal Framework, Recommended Contributions and Best Practices
Renovation fund in Swiss condominium ownership (PPE): Is it mandatory? How much should be set aside each year? Swiss legal framework, recommendations of the condominium owners’ association, projections and tax considerations.
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