All our advice on mortgage loans in Switzerland
Our most viewed guides
Mortgage loan simulation – mortgage calculator
Mortgage Calculator: simulate your mortgage in Switzerland with our free tool, detailing the data to be provided and the information received.
Fixed-rate mortgage: secure predictable monthly payments
Fixed rate mortgage: security or constraint? We explain the advantages, disadvantages, and strategies to optimize your property financing.
SARON Mortgage: One of the 3 mortgages you should know about?
Find out if a SARON mortgage is right for you: pros, cons, and expert tips to optimise your property financing with a variable rate mortgage
Combined mortgage (split rate): what is it?
Looking to buy a property? Discover the combined rate, fixed rate and and variable rate mortgage (SARON) and all the details of this loan.
Becoming a homeowner in Switzerland
Buying in Switzerland: How to Find the Right Apartment
Learn how to find an apartment to buy in Switzerland: criteria, budget, regions, property listings and practical tips for choosing the right property.
How to make a property purchase offer in Switzerland
Learn how to draft a property purchase offer in Switzerland, set financing conditions and protect your proposal before making a formal binding commitment.
Risk analysis in Switzerland: how and why to do it
Learn how to conduct a risk analysis for a Swiss property loan, why it matters and how to assess the financial risks that can affect your mortgage terms.
Risk profiles for investors and primary residences
Understand your risk profile in Switzerland to compare a primary residence with an investment property, anticipate lender requirements and optimize your mortgage.
Mortgage rates and real estate news
Pillar 3a for property purchase – use it as equity
Pillar 3 for property purchase in Switzerland: use pillar 3a for own funds, pledging and a sustainable mortgage strategy to buy your home with confidence.
Tax deductions in Switzerland: what can you deduct and how much?
Deductible expenses, imputed rental value, maintenance, renovations: find out how to reduce your taxes and how much you can actually deduct.
What is the Swiss National Bank and what is it for?
Swiss National Bank: understand the SNB mandate, policy rate, inflation role, Swiss franc liquidity, and effects on SARON and mortgage rates in Switzerland.
Imputed Rental Value in Switzerland: Calculation and Tax
How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.
Types of mortgage loans
Mortgage: how much are the application fees in Switzerland?
Mortgage application fees in Switzerland: learn how they are calculated, how they work and how to negotiate them before finalising your mortgage loan.
Second home mortgage: successfully secure your financing
Second home mortgage in Switzerland: compare your second home financing, optimise your down payment and receive truly independent expert advice.
Mortgage renewal in Switzerland: mistakes to avoid
Mortgage renewal in Switzerland: plan ahead for your maturity date, compare offers, and optimise your costs.
Mortgage duration: how long does a Swiss mortgage last?
Mortgage duration: Number of years, its impact on risk, flexibility and total cost of your mortgage.
Mortgages by region of Switzerland
Canton of Schaffhausen: Find Your Best Mortgage Rate
Real estate Schaffhausen: find a better mortgage with an independent advisor: compare lenders and finance your property on the best possible terms.
Canton of Zug: Secure Your Mortgage on Best Terms Fast
In the Canton of Zug, find a solid mortgage with an independent advisor: compare lenders and finance your property on the best possible market terms today.
Canton of Schwyz: Mortgage Financing on Best Terms
Find your mortgage loan in the Canton of Schwyz with an independent mortgage advisor: compare offers and secure the best market conditions for your property.
Canton of Nidwalden: Mortgage on the Best Market Terms
Find your mortgage loan in the Canton of Nidwalden with an independent mortgage advisor: compare banks and secure the best market conditions for your property.
Rental investment
Risk profiles for investors and primary residences
Understand your risk profile in Switzerland to compare a primary residence with an investment property, anticipate lender requirements and optimize your mortgage.
Mortgage loan for rental investment in Switzerland
Mortgage loan for rental investment in Switzerland: conditions, equity, yield, taxes, risks and expert advice to finance your rental property efficiently.
Rental income: how is your property income taxed?
Learn how rental income is taxed in Switzerland: property income reporting, available deductions and the tax implications for landlords.
Rental investment: buy and rent an income property
Rental investment and income property: how to buy to rent, invest in Swiss real estate, and aim for positive returns with a well-structured mortgage plan.
All our guides and articles
Mortgage in Bern: Finance your property
Do you want to buy a property in Bern? Discover our tips and mortgage solutions tailored to your needs and budget.
Decline in Mortgage Rates in Q3 2024 in Switzerland
Decline in mortgage rates in Q3 2024: trends, influencing factors, comparisons, 2024-2025 estimates, and SNB predictions.
Buying a House Without a Loan: How to Do It?
Buying a house without a loan? It’s possible! Discover funding sources, savings strategies, alternative financing options, and negotiation techniques.
Buying property in Switzerland: 8 essential tips for success
8 Tips for a Successful First Property Purchase in Switzerland: market, loan, pre-approval, financial stability, and experts to consult.
Buying an apartment in Lausanne: all the tips
Tips for buying an apartment in Lausanne: neighborhoods, budget, prices, financing, steps, profitability, and advice to make your property purchase a success.
Mortgage in Vaud: tailored solutions and personalized advice
Do you wish to buy a property in Vaud? Find the mortgage financing solution that fits your needs with the support of our experts.
Buy an apartment in Geneva: plan your mortgage financing
Buying an apartment in Geneva: neighbourhoods, prices, financing, banks, mortgage loans and purchase for foreigners. Discover all the key information!
Notary fees in Vaud: calculation, rates and ways to save
Steps for calculating and estimating fees, differences with transfer taxes, and practical tips for reducing the costs of your property purchase.
Buy at the Right Time Based on Swiss Mortgage Rates
Learn how Swiss mortgage rates affect your property purchase and choose the right time to save on your loan.
Drop in mortgage rates in Switzerland: how can you benefit?
Take advantage of the drop in mortgage rates in Switzerland: fixed rate loan, low variable rate loan, refinancing, increased purchasing power, rental investment.
Equity for Buying Property in Switzerland
Equity for buying property in Switzerland: definition, composition, required amount, and using pension funds (2nd pillar) to purchase a house.
Swiss Property Prices: Forecasts and Strategies for Buyers
Swiss property prices: explore forecasts, market trends and investment strategies to understand risks and make informed real estate decisions in Switzerland.
Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.
The 10 key things to know about rental yield calculation
Rental yield in Switzerland: yield vs. cash flow, cost impact, taxes, vacancies, location, leverage effect, strategies, and FAQs.
Tips for Becoming a Homeowner in Switzerland
Becoming a homeowner in Switzerland: steps, budget, financing, choosing the property and region, purchase rules, taxes, hidden costs, and essential procedures.
Everything you need to know about Swiss mortgage rate trends
Current rates, fixed rate, variable rate, history, forecasts… Compare mortgage types and understand how rates affect your home loan.
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