Becoming a homeowner in Switzerland
Find out how to become a homeowner in Switzerland: budget, own funds, bank requirements, taxation and key steps, all explained in simple terms to secure your property purchase. Learn how to calculate your debt ratio, structure your down payment, compare mortgage offers, and anticipate additional costs so you can turn your home-buying plan into a well-informed and sustainable decision.
How to deduct mortgage loan interest in Switzerland
Mortgage interest deduction in Switzerland: when it is allowed, which interest is deductible, and which costly tax mistakes you should avoid in your return.
How to Calculate Rental Yield in Switzerland?
Rental yield: learn how to calculate the profitability of your properties and assess your Swiss real estate return before taking out your mortgage.
How to calculate your debt ratio in Switzerland?
Debt ratio in Switzerland: definition, calculation and practical examples for your mortgage in Switzerland. Assess your debt ratio and borrowing capacity, and prepare your budget with a mortgage broker.
Mortgage: how much are the application fees in Switzerland?
How much are the application fees for a mortgage in Switzerland? Calculation, how they work, and tips for negotiating them.
Positive cash flow for a rental property investment: how to calculate it and achieve it
How can you achieve positive cash flow with a rental property investment? Detailed calculation and strategies to improve your project’s profitability.
Building Insurance in Switzerland: Coverage, Requirements and Rates
Everything you need to know about building insurance in Switzerland: coverage, cantonal requirements, rates and tips for making the right choice.
Condominium Fees in Switzerland: Definition, Calculation and Distribution
What are condominium fees in Switzerland? Find out how they are calculated and distributed among co-owners.
Renovation Fund in Condominium Ownership (Swiss Condominium / PPE): Legal Framework, Recommended Contributions and Best Practices
Renovation fund in Swiss condominium ownership (PPE): Is it mandatory? How much should be set aside each year? Swiss legal framework, recommendations of the condominium owners’ association, projections and tax considerations.
How to choose the right mortgage in Switzerland?
How to find the best mortgage in Switzerland and choose the right type of home loan (fixed-rate, variable-rate, or mixed mortgage) with the best terms.
How much can I borrow to buy my home in Switzerland?
Calculate your real estate borrowing capacity in Switzerland: a simple method, examples, a chart, and tips to see how much you can borrow for the best mortgage
Tax deductions in Switzerland: what can you deduct and how much?
Deductible expenses, imputed rental value, maintenance, renovations: find out how to reduce your taxes and how much you can actually deduct.
Second pillar (BVG/LPP) withdrawal for a property purchase: how much, when, tax cost?
Can you withdraw your second pillar (BVG/LPP) for a property purchase in Switzerland? Learn how much you can take, whether it makes sense, and the tax consequences.
Imputed rental value in Switzerland: definition, calculation and tax impact
How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.
Mortgage loans in Switzerland: understanding mortgage financing
Financial capacity, home loans and mortgages: discover how to finance your home in Switzerland
Buying vs renting: how do you decide and make your choice?
Buying or renting a property: how do you choose? How much can you save if you buy? What criteria should you consider? How can you compare the two options?
Land registry fees in Switzerland: how to calculate them?
What are land registry fees when buying a property with a mortgage? How are these costs calculated for the official registration confirming that you are the new owner?
Notary fees in Switzerland: how to calculate them?
How notary fees are calculated for a property purchase in Switzerland: deed of sale, land registry, mortgage deed, taxes, transfer tax, fees, mortgage loan, calculation and variations
Mortgage duration: what is the duration of a mortgage loan in Switzerland?
Mortgage duration: Number of years, its impact on risk, flexibility and total cost of your mortgage.
Property transfer tax in Valais: key features and calculations
Learn how the property transfer tax is calculated in Valais, which rates apply, what costs to expect, and what to check before signing.
Condominium in Switzerland: what it is and how to buy an apartment.
How to buy and manage a condominium (PPE) in Switzerland: building co-ownership, service charges, renovation fund and advice to optimise your mortgage financing.
Removal of rental value in Switzerland
Eliminating rental value: What it means for your budget, deductions, and mortgage strategy. Tips, mistakes to avoid, and FAQs.
Buying a house: what budget?
Learn how to plan your budget to buy a property with a mortgage—down payment, income, expenses, interest, amortization, and more.
Buying a House Without a Loan: How to Do It?
Buying a house without a loan? It’s possible! Discover funding sources, savings strategies, alternative financing options, and negotiation techniques.
Buying a property: the 8 best tips to succeed – complete step-by-step process
8 Tips for a Successful First Property Purchase in Switzerland: market, loan, pre-approval, financial stability, and experts to consult.
