Becoming a homeowner in Switzerland
Find out how to become a homeowner in Switzerland: budget, own funds, bank requirements, taxation and key steps, all explained in simple terms to secure your property purchase. Learn how to calculate your debt ratio, structure your down payment, compare mortgage offers, and anticipate additional costs so you can turn your home-buying plan into a well-informed and sustainable decision.
Buy a House or Apartment: A Practical Selection Guide
Buy a house or apartment: compare the key criteria to choose the right property for your project and prepare your mortgage financing in Switzerland today.
How to Get a Mortgage for a Property Purchase Abroad?
How can you finance a property purchase abroad with a Swiss mortgage? Solutions, requirements and practical tips to prepare your financing successfully.
Buy a home in Switzerland: 2026 or 2027? The numbers
Buy a home in Switzerland in 2026 or wait until 2027? Compare the cost of waiting, property prices, rent and required mortgage rate cuts using our simulations.
Mortgage documents – Swiss apartment purchase file
Mortgage documents in Switzerland: what you need to prepare a complete apartment purchase file and secure suitable mortgage financing from a Swiss lender.
Property: Buying New or Existing Homes – Practical Guide
New or existing property? Compare benefits, costs and risks to decide which option suits you best when buying real estate with a mortgage in Switzerland.
Buying Property as Cohabiting Partners in Switzerland
Buying property as cohabiting partners in Switzerland: learn the rules on mortgages, equity, ownership, liability and legal protections before buying.
Property purchase deed in Switzerland explained simply
Swiss property purchase deed: definition, notary’s role, contents and key steps explained clearly so you can better understand the property purchase process.
Buying in Switzerland: How to Find the Right Apartment
Learn how to find an apartment to buy in Switzerland: criteria, budget, regions, property listings and practical tips for choosing the right property.
How to make a property purchase offer in Switzerland
Learn how to draft a property purchase offer in Switzerland, set financing conditions and protect your proposal before making a formal binding commitment.
Risk analysis in Switzerland: how and why to do it
Learn how to conduct a risk analysis for a Swiss property loan, why it matters and how to assess the financial risks that can affect your mortgage terms.
Risk profiles for investors and primary residences
Understand your risk profile in Switzerland to compare a primary residence with an investment property, anticipate lender requirements and optimize your mortgage.
Mortgage loan for rental investment in Switzerland
Mortgage loan for rental investment in Switzerland: conditions, equity, yield, taxes, risks and expert advice to finance your rental property efficiently.
How to calculate your mortgage debt ratio in Switzerland?
Debt ratio in Switzerland: definition, calculation and examples for your mortgage. Assess affordability, borrowing capacity and budget with a mortgage adviser.
How to become a homeowner in Switzerland without equity?
Becoming a homeowner in Switzerland without equity: regulations, pension funds, pledging of pension pillars, financial support, precautions and tax planning.
Loan-to-value ratio for your mortgage in Switzerland
Understand the LTV ratio in Switzerland: calculation, bank limits, equity impact and pledging options for your mortgage financing.
Rental income: how is your property income taxed?
Learn how rental income is taxed in Switzerland: property income reporting, available deductions and the tax implications for landlords.
Pillar 3a for property purchase – use it as equity
Pillar 3 for property purchase in Switzerland: use pillar 3a for own funds, pledging and a sustainable mortgage strategy to buy your home with confidence.
Mortgage amortization plan: calculate your schedule
Create your amortization plan for a mortgage loan in Switzerland: calculate your monthly repayments, interest, repaid capital and remaining loan balance.
Mortgage Over-Indebtedness: Causes, Risks, Prevention
Discover the causes of mortgage over-indebtedness in Switzerland, the risks for your budget and the solutions to prevent an excessive financial burden.
SNB policy rate: impact on real estate and mortgages
Understand how the SNB policy rate affects mortgages, the SARON rate, the Swiss property market and the financing of your home purchase in Switzerland.
Rental investment: buy and rent an income property
Rental investment and income property: how to buy to rent, invest in Swiss real estate, and aim for positive returns with a well-structured mortgage plan.
Energy renovation: grants and tax deductions in Switzerland
Energy renovation in Switzerland: renovation grants, thermal insulation, tax deductions and mortgage financing with a specialist Swiss mortgage broker.
Can a mortgage be transferred? Mortgage refinancing
Can you refinance your mortgage early with another bank? Mortgage refinancing: how does it work, and what are the risks and penalties?
How to deduct mortgage loan interest in Switzerland
Mortgage interest deduction in Switzerland: when it is allowed, which interest is deductible, and which costly tax mistakes you should avoid in your return.
