Home loan Broker: how to get your mortgage with the best terms and rate

Professional mortgage broker explaining to clients how to obtain the best mortgage terms

Get the best rate for your mortgage!
Save time and get the best rate
Get your mortgage in 4 easy steps
Easily estimate your borrowing capacity!
Frequently asked questions about mortgage brokers
They got their mortgage with us
Your mortgage brokers by regions

Get the best rate for your home loan with a mortgage broker

Are you looking to buy real estate or renegotiate a mortgage at the best rate? You’ve come to the right place! Our professional mortgage brokers will advise you on your project and secure the best deal on the market for you.

Save time and get the best rate

Among the best mortgage agency services in Switzerland, our home loan experts are independent and will assist you in finding and negotiating your mortgage for you. Not bound by any exclusivity contract, they select the establishments offering you the best terms and rate.

Access the best offers

We compare offers from several home equity lenders as banks, insurances, pension funds and financial institutions.

Delegate your mortgage search

Avoid complex procedures and secure favorable terms. We handle the research, obtaining detailed and project-specific information from lenders. Before presenting you with the offers, we compare them and ensure everything is in order. You should be able to understand and choose the best mortgage for your project.

Mortgage broker explaining to clients the best terms negotiated with lenders

Benefit from personalized advice

We analyze your situation and advise you on the best financing strategy. The best rate is not always the best option on the long term !

Secure the best conditions

Thanks to our expertise, we obtain more competitive interest rates for you.

Find a broker in your area

Our network of brokers allows us to offer you the best conditions in almost all cantons.

Get your mortgage in 4 simple steps

Project analysis

We assess your needs and borrowing capacity

Offer comparison

We request offers from multiple banks to find the best solution.

Terms negotiation

We negotiate the best rates and conditions on your behalf.

Validation and support

We guide you through to the signing of your mortgage contract. Your mortgage broker protects you from abuse and excessive interest rates

Receive 3 free mortgage loan proposals

Quick and no-obligation request

Easily estimate your borrowing capacity!

Quickly calculate your borrowing capacity, monthly payments, and interest using our mortgage calculator.

Simulate my loan

Frequently asked questions about mortgage brokers

Why go through a mortgage broker instead of directly through a bank?

Our brokers compare offers from several banks to get you the best rates and conditions, saving you both time and money.

How much does a mortgage broker’s service cost?

Our services are free for borrowers, as we are compensated by our partner banks.

What are the different types of mortgages in Switzerland?

There are several types of mortgages in Switzerland, each with its own specific features:

Fixed-rate mortgage : Offers stability with a constant interest rate throughout the contract duration. The rate is based on market conditions, which can be beneficial when rates are falling

SARON mortgage : Indexed to the money market rate, it can offer lower interest rates but comes with more risk due to fluctuations.

Combined or mixed mortgage : Combines different types of mortgages to optimize costs and flexibility according to your profile.

What is the minimum amount for a mortgage in Switzerland?

The minimum amount varies by bank, but generally, you’ll need at least 20% of the property price as a personal contribution.

Can an ongoing mortgage be renegotiated?

Yes, it’s possible to renegotiate a mortgage before it ends, but it depends on the initial contract terms and any early exit penalties.

What is the maximum duration of a mortgage?

In Switzerland, a mortgage can last between 5 and 25 years, depending on the loan type and your financial situation.

Contact us today!

Don’t miss the opportunity to secure an advantageous mortgage. Contact us now for a free, no-obligation consultation. Together, we’ll find the ideal financing solution for your project.

Fill out our online form or call us directly!