Types of mortgages in Switzerland
Get an overview of the different types of mortgage loans in Switzerland: fixed-rate, SARON-based and variable mortgages, first- and second-rank loans, direct or indirect amortisation, as well as mortgage certificates and construction mortgages, with concrete examples. Compare the advantages and disadvantages of each solution according to your profile, your holding period, your risk tolerance and your wealth objectives, so you can choose a credit structure that is consistent with your personal situation.
Mortgage: how much are the application fees in Switzerland?
Mortgage application fees in Switzerland: learn how they are calculated, how they work and how to negotiate them before finalising your mortgage loan.
Second home mortgage: prepare and successfully secure your financing
Second home mortgage in Switzerland: compare your second home financing, optimise your down payment and receive truly independent expert advice.
Mortgage renewal in Switzerland: mistakes to avoid
Mortgage renewal in Switzerland: plan ahead for your maturity date, compare offers, and optimise your costs.
Mortgage duration: how long does a Swiss mortgage last?
Mortgage duration: Number of years, its impact on risk, flexibility and total cost of your mortgage.
Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.
Eco-friendly buildings: mortgage loan for construction
Green buildings in Switzerland: mortgage benefits, reduced energy costs, subsidies, sustainable materials, and improved indoor air quality.
1st and 2nd rank mortgage for your home loan in Switzerland
1st and 2nd rank mortgage: compare differences, bank implications, land registration, repayment, conditions, rates, pros and cons when buying in Switzerland.
Construction Mortgage
Finance your real estate project with a construction mortgage. Fund release, consolidation, and interest rates: our experts can advise you!
Combined mortgage (split rate): what is it?
Looking to buy a property? Discover the combined rate, fixed rate and and variable rate mortgage (SARON) and all the details of this loan.
SARON Mortgage: One of the 3 mortgages you should know about?
Find out if a SARON mortgage is right for you: pros, cons, and expert tips to optimise your property financing with a variable rate mortgage
Fixed rate mortgage
Fixed rate mortgage: security or constraint? We explain the advantages, disadvantages, and strategies to optimize your property financing.
