Jean Deglon
Mortgage Loan Specialist
- Primary residences
- Secondary residences
- Investment properties
- Rental properties
- Commercial premises
After ten years as a software engineer in Switzerland, Jean switched careers and became passionate about real estate, particularly buying and selling properties. For over 20 years, he has been helping buyers obtain favorable mortgages. He therefore has an in-depth knowledge of the Swiss mortgage market!
While assisting his buyer clients, he wanted to go further by also supporting them in the process of obtaining their mortgage. He therefore studied the field of mortgage lending in Switzerland in detail.
In addition to his real estate activities in Switzerland and abroad, he now devotes much of his time to writing articles and guides on the world of mortgages in Switzerland, in order to provide potential buyers with as much detailed information as possible.
I am a father of two children, a volunteer in an association dedicated to multiple sclerosis, and I recharge my batteries by walking in the mountains. I like to make my clients (really) happy, combining the seriousness of finance with a touch of humor—because life serves us a little bit of that every day.
Do you have questions about mortgage loans?
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Jean's Top Guides
Comparing Current Mortgage Rates
Compare mortgage rates in Switzerland: use online tools, get offers, improve your profile, negotiate and choose the loan term.
Mortgage loan simulation – mortgage calculator
Mortgage Calculator: simulate your mortgage in Switzerland with our free tool, detailing the data to be provided and the information received.
Mortgage broker: get your home loan with the best terms
Find the best rate for your mortgage in Switzerland. Customized advice, negotiation, and support. Professional mortgage broker.
Fixed-rate mortgage: secure predictable monthly payments
Fixed rate mortgage: security or constraint? We explain the advantages, disadvantages, and strategies to optimize your property financing.
SARON Mortgage: One of the 3 mortgages you should know about?
Find out if a SARON mortgage is right for you: pros, cons, and expert tips to optimise your property financing with a variable rate mortgage
Combined mortgage (split rate): what is it?
Looking to buy a property? Discover the combined rate, fixed rate and and variable rate mortgage (SARON) and all the details of this loan.
Construction Mortgage: finance your new building project
Finance your real estate project with a construction mortgage. Fund release, consolidation, and interest rates: our experts can advise you!
1st and 2nd rank mortgage for your home loan in Switzerland
1st and 2nd rank mortgage: compare differences, bank implications, land registration, repayment, conditions, rates, pros and cons when buying in Switzerland.
Other articles by Jean
Buy a House or Apartment: A Practical Selection Guide
Buy a house or apartment: compare the key criteria to choose the right property for your project and prepare your mortgage financing in Switzerland today.
Buy a home in Switzerland: 2026 or 2027? The numbers
Buy a home in Switzerland in 2026 or wait until 2027? Compare the cost of waiting, property prices, rent and required mortgage rate cuts using our simulations.
Mortgage documents – Swiss apartment purchase file
Mortgage documents in Switzerland: what you need to prepare a complete apartment purchase file and secure suitable mortgage financing from a Swiss lender.
Property: Buying New or Existing Homes – Practical Guide
New or existing property? Compare benefits, costs and risks to decide which option suits you best when buying real estate with a mortgage in Switzerland.
Buying Property as Cohabiting Partners in Switzerland
Buying property as cohabiting partners in Switzerland: learn the rules on mortgages, equity, ownership, liability and legal protections before buying.
Property purchase deed in Switzerland explained simply
Swiss property purchase deed: definition, notary’s role, contents and key steps explained clearly so you can better understand the property purchase process.
What Is a Swiss Property Sale with Deferred Completion?
Property sale with deferred completion in Switzerland: definition, steps, deposits, legal protection and Swiss mortgage financing for buyers and sellers.
Risk profiles for investors and primary residences
Understand your risk profile in Switzerland to compare a primary residence with an investment property, anticipate lender requirements and optimize your mortgage.
Mortgage loan for rental investment in Switzerland
Mortgage loan for rental investment in Switzerland: conditions, equity, yield, taxes, risks and expert advice to finance your rental property efficiently.
How to become a homeowner in Switzerland without equity?
Becoming a homeowner in Switzerland without equity: regulations, pension funds, pledging of pension pillars, financial support, precautions and tax planning.
Loan-to-value ratio for your mortgage in Switzerland
Understand the LTV ratio in Switzerland: calculation, bank limits, equity impact and pledging options for your mortgage financing.
Rental income: how is your property income taxed?
Learn how rental income is taxed in Switzerland: property income reporting, available deductions and the tax implications for landlords.
Pillar 3a for property purchase – use it as equity
Pillar 3 for property purchase in Switzerland: use pillar 3a for own funds, pledging and a sustainable mortgage strategy to buy your home with confidence.
Mortgage amortization plan: calculate your schedule
Create your amortization plan for a mortgage loan in Switzerland: calculate your monthly repayments, interest, repaid capital and remaining loan balance.
Mortgage Over-Indebtedness: Causes, Risks, Prevention
Discover the causes of mortgage over-indebtedness in Switzerland, the risks for your budget and the solutions to prevent an excessive financial burden.
SNB policy rate: impact on real estate and mortgages
Understand how the SNB policy rate affects mortgages, the SARON rate, the Swiss property market and the financing of your home purchase in Switzerland.
Rental investment: buy and rent an income property
Rental investment and income property: how to buy to rent, invest in Swiss real estate, and aim for positive returns with a well-structured mortgage plan.
Energy renovation: grants and tax deductions in Switzerland
Energy renovation in Switzerland: renovation grants, thermal insulation, tax deductions and mortgage financing with a specialist Swiss mortgage broker.
Canton of Schaffhausen: Find Your Best Mortgage Rate
Real estate Schaffhausen: find a better mortgage with an independent advisor: compare lenders and finance your property on the best possible terms.
Canton of Zug: Secure Your Mortgage on Best Terms Fast
In the Canton of Zug, find a solid mortgage with an independent advisor: compare lenders and finance your property on the best possible market terms today.
