All our advice on mortgage loans in Switzerland
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Becoming a homeowner in Switzerland
Pillar 3a for property purchase – use it as equity
Pillar 3a for a property purchase: learn how to use your 3a assets to buy a home in Switzerland and count them as equity in your mortgage application.
Mortgage amortization plan: calculate your schedule
Create your amortization plan for a mortgage loan in Switzerland: calculate your monthly repayments, interest, repaid capital and remaining loan balance.
Mortgage Over-Indebtedness: Causes, Risks, Prevention
Discover the causes of mortgage over-indebtedness in Switzerland, the risks for your budget and the solutions to prevent an excessive financial burden.
SNB policy rate: impact on real estate and mortgages
Understand how the SNB policy rate affects mortgages, the SARON rate, the Swiss property market and the financing of your home purchase in Switzerland.
Mortgage rates and real estate news
Pillar 3a for property purchase – use it as equity
Pillar 3a for a property purchase: learn how to use your 3a assets to buy a home in Switzerland and count them as equity in your mortgage application.
Tax deductions in Switzerland: what can you deduct and how much?
Deductible expenses, imputed rental value, maintenance, renovations: find out how to reduce your taxes and how much you can actually deduct.
What is the Swiss National Bank and what is it for?
Swiss National Bank: understand the SNB mandate, policy rate, inflation role, Swiss franc liquidity, and effects on SARON and mortgage rates in Switzerland.
Imputed Rental Value in Switzerland: Calculation and Tax
How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.
Types of mortgage loans
Mortgage: how much are the application fees in Switzerland?
How much are the application fees for a mortgage in Switzerland? Calculation, how they work, and tips for negotiating them.
Second home mortgage: prepare and successfully secure your financing
Second home mortgage in Switzerland: compare your second home financing, optimise your down payment and receive truly independent expert advice.
Mortgage renewal in Switzerland: mistakes to avoid
Mortgage renewal in Switzerland: plan ahead for your maturity date, compare offers, and optimise your costs.
Mortgage duration: what is the duration of a mortgage loan in Switzerland?
Mortgage duration: Number of years, its impact on risk, flexibility and total cost of your mortgage.
Mortgages by region of Switzerland
Canton of Schaffhausen: Find Your Best Mortgage Rate
Real estate Schaffhausen: find a better mortgage with an independent advisor: compare lenders and finance your property on the best possible terms.
Canton of Zug: Secure Your Mortgage on Best Terms Fast
In the Canton of Zug, find a solid mortgage with an independent advisor: compare lenders and finance your property on the best possible market terms today.
Canton of Schwyz: Mortgage Financing on Best Terms
Find your mortgage loan in the Canton of Schwyz with an independent mortgage advisor: compare offers and secure the best market conditions for your property.
Canton of Nidwalden: Mortgage on the Best Market Terms
Find your mortgage loan in the Canton of Nidwalden with an independent mortgage advisor: compare banks and secure the best market conditions for your property.
Rental investment
Rental investment: buy and rent an income property
Rental investment and income property: how to buy to rent, invest in Swiss real estate, and aim for positive returns with a well-structured mortgage plan.
How to Calculate Rental Yield in Switzerland?
Rental yield: learn how to calculate the profitability of your properties and assess your Swiss real estate return before taking out your mortgage.
Positive cash flow for a rental property investment: how to calculate it and achieve it
How can you achieve positive cash flow with a rental property investment? Detailed calculation and strategies to improve your project’s profitability.
Removal of rental value in Switzerland
Eliminating rental value: What it means for your budget, deductions, and mortgage strategy. Tips, mistakes to avoid, and FAQs.
All our guides and articles
Buy an apartment in Geneva
Buying an apartment in Geneva: neighbourhoods, prices, financing, banks, mortgage loans and purchase for foreigners. Discover all the key information!
Notary fees in Vaud: calculation, rates, and tips for reducing costs
Steps for calculating and estimating fees, differences with transfer taxes, and practical tips for reducing the costs of your property purchase.
Buy at the Right Time Based on Swiss Mortgage Rates
Learn how Swiss mortgage rates affect your property purchase and choose the right time to save on your loan.
Drop in mortgage rates in Switzerland: how can you benefit?
Take advantage of the drop in mortgage rates in Switzerland: fixed rate loan, low variable rate loan, refinancing, increased purchasing power, rental investment.
How to become a homeowner in Switzerland without equity?
Becoming a homeowner in Switzerland without equity: regulations, pension funds, pledging of pension pillars, financial support, precautions and tax planning.
Equity for Buying Property in Switzerland
Equity for buying property in Switzerland: definition, composition, required amount, and using pension funds (2nd pillar) to purchase a house.
Swiss Property Prices: Forecasts and Strategies for Buyers
Swiss property prices: discover forecasts and strategies to invest in Swiss real estate. Price trends, market outlook, investment strategies, understanding risks and making informed decisions.
Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.
The 10 key things to know about rental yield calculation
Rental yield in Switzerland: yield vs. cash flow, cost impact, taxes, vacancies, location, leverage effect, strategies, and FAQs.
Tips for Becoming a Homeowner in Switzerland
Becoming a homeowner in Switzerland: steps, budget, financing, choosing the property and region, purchase rules, taxes, hidden costs, and essential procedures.
Everything you need to know about Swiss mortgage rate trends
Current rates, fixed rate, variable rate, history, forecasts… Compare mortgage types and understand how rates affect your home loan.
Swiss Real Estate: Property Investment Strategies
Swiss investment strategy: low interest rates, fixed vs. variable, rental optimization, tax deductions, renovation, expertise, and diversification.
Mortgage rates in Switzerland and economic changes: what buyers need to know
Economic changes and mortgage rates in Switzerland: everything buyers need to know.
Strategy, rate locking, refinancing, inflation, stability, and much more.
Eco-friendly buildings: mortgage loan for construction
Green buildings in Switzerland: mortgage benefits, reduced energy costs, subsidies, sustainable materials, and improved indoor air quality.
First and second-rank mortgage for your home loan
1st and 2nd rank mortgage: differences, banking implications, land registration, repayment, conditions, fixed rate, variable rate, advantages and disadvantages for buying in Switzerland.
Construction Mortgage
Finance your real estate project with a construction mortgage. Fund release, consolidation, and interest rates: our experts can advise you!
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