All our advice on mortgage loans in Switzerland
Our most viewed guides
Becoming a homeowner in Switzerland
Can you transfer a mortgage from one bank to another?
Can you transfer a mortgage loan from one bank to another before maturity? How does it work, and what risks or early repayment penalties apply in Switzerland?
How to deduct mortgage loan interest in Switzerland
Mortgage interest deduction in Switzerland: when it is allowed, which interest is deductible, and which costly tax mistakes you should avoid in your return.
How to Calculate Rental Yield in Switzerland?
Rental yield: learn how to calculate the profitability of your properties and assess your Swiss real estate return before taking out your mortgage.
How to calculate your debt ratio in Switzerland?
Debt ratio in Switzerland: definition, calculation and practical examples for your mortgage in Switzerland. Assess your debt ratio and borrowing capacity, and prepare your budget with a mortgage broker.
Mortgage rates and real estate news
Tax deductions in Switzerland: what can you deduct and how much?
Deductible expenses, imputed rental value, maintenance, renovations: find out how to reduce your taxes and how much you can actually deduct.
What is the Swiss National Bank and what is it for?
Find out what the Swiss National Bank (SNB) does: mandate, price stability, inflation, the Swiss franc, liquidity, and effects on SARON and mortgages. Understand the SNB policy rate.
Imputed rental value in Switzerland: definition, calculation and tax impact
How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.
Condominium in Switzerland: what it is and how to buy an apartment.
How to buy and manage a condominium (PPE) in Switzerland: building co-ownership, service charges, renovation fund and advice to optimise your mortgage financing.
Types of mortgage loans
Mortgage: how much are the application fees in Switzerland?
How much are the application fees for a mortgage in Switzerland? Calculation, how they work, and tips for negotiating them.
Second home mortgage: prepare and successfully secure your financing
Second home mortgage in Switzerland: compare your second home financing, optimise your down payment and receive truly independent expert advice.
Mortgage renewal in Switzerland: mistakes to avoid
Mortgage renewal in Switzerland: plan ahead for your maturity date, compare offers, and optimise your costs.
Mortgage duration: what is the duration of a mortgage loan in Switzerland?
Mortgage duration: Number of years, its impact on risk, flexibility and total cost of your mortgage.
Mortgages by region of Switzerland
Canton of Thurgau: Find the right mortgage for your property purchase
Canton of Thurgau – Get your mortgage quickly and on the best market terms. Prepare your application with a professional mortgage broker.
Appenzell real estate: discover all available mortgages in the region
Canton of Appenzell real estate: your mortgage on the best terms in Appenzell Innerrhoden and Appenzell Ausserrhoden. Optimise your application free of charge with a professional mortgage broker.
Canton of Glarus: find your mortgage without hassle
Canton of Glarus – Mortgage: how to obtain your home loan in Switzerland quickly and on the best terms. Prepare your application with a professional mortgage broker (buy a house in Glarus).
St Gallen real estate mortgage: your house loan with the best terms
Real estate St. Gallen: your mortgage in the canton of St. Gallen on the best terms. Prepare your St. Gallen real estate mortgage application with a professional mortgage broker.
Rental investment
How to Calculate Rental Yield in Switzerland?
Rental yield: learn how to calculate the profitability of your properties and assess your Swiss real estate return before taking out your mortgage.
Positive cash flow for a rental property investment: how to calculate it and achieve it
How can you achieve positive cash flow with a rental property investment? Detailed calculation and strategies to improve your project’s profitability.
Removal of rental value in Switzerland
Eliminating rental value: What it means for your budget, deductions, and mortgage strategy. Tips, mistakes to avoid, and FAQs.
Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.
All our guides and articles
First and second-rank mortgage for your home loan
1st and 2nd rank mortgage: differences, banking implications, land registration, repayment, conditions, fixed rate, variable rate, advantages and disadvantages for buying in Switzerland.
Construction Mortgage
Finance your real estate project with a construction mortgage. Fund release, consolidation, and interest rates: our experts can advise you!
Combined mortgage (split rate): what is it?
Looking to buy a property? Discover the combined rate, fixed rate and and variable rate mortgage (SARON) and all the details of this loan.
SARON Mortgage: One of the 3 mortgages you should know about?
Find out if a SARON mortgage is right for you: pros, cons, and expert tips to optimise your property financing with a variable rate mortgage
Mortgage Geneva: finance your property purchase
Discover how to finance your property in Geneva with our advice, simulation tools, and expert mortgage partners.
Fixed rate mortgage
Fixed rate mortgage: security or constraint? We explain the advantages, disadvantages, and strategies to optimize your property financing.
Comparing Current Mortgage Rates
Compare mortgage rates in Switzerland: use online tools, get offers, improve your profile, negotiate and choose the loan term.
Mortgage Neuchâtel: obtain your mortgage
Find out how to finance your home in Neuchâtel. Advice, simulators and tailor-made solutions for becoming a homeowner in the canton.
Fribourg Mortgage: Make your project a reality
Looking for a mortgage in Fribourg? Compare rates, find out the terms, simulate your loan, and receive personalized offers online.
Mortgage loan simulation – mortgage calculator
Mortgage Calculator: simulate your mortgage in Switzerland with our free tool, detailing the data to be provided and the information received.
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