All our advice on mortgage loans in Switzerland
Our most viewed guides
Becoming a homeowner in Switzerland
Can you transfer a mortgage from one bank to another?
Can you transfer a mortgage loan from one bank to another before maturity? How does it work, and what risks or early repayment penalties apply in Switzerland?
How to deduct mortgage loan interest in Switzerland
Mortgage interest deduction in Switzerland: when it is allowed, which interest is deductible, and which costly tax mistakes you should avoid in your return.
How to Calculate Rental Yield in Switzerland?
Rental yield: learn how to calculate the profitability of your properties and assess your Swiss real estate return before taking out your mortgage.
How to calculate your debt ratio in Switzerland?
Debt ratio in Switzerland: definition, calculation and practical examples for your mortgage in Switzerland. Assess your debt ratio and borrowing capacity, and prepare your budget with a mortgage broker.
Mortgage rates and real estate news
Tax deductions in Switzerland: what can you deduct and how much?
Deductible expenses, imputed rental value, maintenance, renovations: find out how to reduce your taxes and how much you can actually deduct.
What is the Swiss National Bank and what is it for?
Find out what the Swiss National Bank (SNB) does: mandate, price stability, inflation, the Swiss franc, liquidity, and effects on SARON and mortgages. Understand the SNB policy rate.
Imputed rental value in Switzerland: definition, calculation and tax impact
How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.
Condominium in Switzerland: what it is and how to buy an apartment.
How to buy and manage a condominium (PPE) in Switzerland: building co-ownership, service charges, renovation fund and advice to optimise your mortgage financing.
Types of mortgage loans
Mortgage: how much are the application fees in Switzerland?
How much are the application fees for a mortgage in Switzerland? Calculation, how they work, and tips for negotiating them.
Second home mortgage: prepare and successfully secure your financing
Second home mortgage in Switzerland: compare your second home financing, optimise your down payment and receive truly independent expert advice.
Mortgage renewal in Switzerland: mistakes to avoid
Mortgage renewal in Switzerland: plan ahead for your maturity date, compare offers, and optimise your costs.
Mortgage duration: what is the duration of a mortgage loan in Switzerland?
Mortgage duration: Number of years, its impact on risk, flexibility and total cost of your mortgage.
Mortgages by region of Switzerland
Canton of Thurgau: Find the right mortgage for your property purchase
Canton of Thurgau – Get your mortgage quickly and on the best market terms. Prepare your application with a professional mortgage broker.
Appenzell real estate: discover all available mortgages in the region
Canton of Appenzell real estate: your mortgage on the best terms in Appenzell Innerrhoden and Appenzell Ausserrhoden. Optimise your application free of charge with a professional mortgage broker.
Canton of Glarus: find your mortgage without hassle
Canton of Glarus – Mortgage: how to obtain your home loan in Switzerland quickly and on the best terms. Prepare your application with a professional mortgage broker (buy a house in Glarus).
St Gallen real estate mortgage: your house loan with the best terms
Real estate St. Gallen: your mortgage in the canton of St. Gallen on the best terms. Prepare your St. Gallen real estate mortgage application with a professional mortgage broker.
Rental investment
How to Calculate Rental Yield in Switzerland?
Rental yield: learn how to calculate the profitability of your properties and assess your Swiss real estate return before taking out your mortgage.
Positive cash flow for a rental property investment: how to calculate it and achieve it
How can you achieve positive cash flow with a rental property investment? Detailed calculation and strategies to improve your project’s profitability.
Removal of rental value in Switzerland
Eliminating rental value: What it means for your budget, deductions, and mortgage strategy. Tips, mistakes to avoid, and FAQs.
Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.
All our guides and articles
Buying an apartment in Lausanne: all the tips
Tips for buying an apartment in Lausanne: neighborhoods, budget, prices, financing, steps, profitability, and advice to make your property purchase a success.
Mortgage in the canton of Vaud: tailored solutions and personalized advice
Do you wish to buy a property in Vaud? Find the mortgage financing solution that fits your needs with the support of our experts.
Buy an apartment in Geneva
Buying an apartment in Geneva: neighbourhoods, prices, financing, banks, mortgage loans and purchase for foreigners. Discover all the key information!
Notary fees in Vaud: calculation, rates, and tips for reducing costs
Steps for calculating and estimating fees, differences with transfer taxes, and practical tips for reducing the costs of your property purchase.
Buy at the Right Time Based on Swiss Mortgage Rates
Learn how Swiss mortgage rates affect your property purchase and choose the right time to save on your loan.
Drop in mortgage rates in Switzerland: how can you benefit?
Take advantage of the drop in mortgage rates in Switzerland: fixed rate loan, low variable rate loan, refinancing, increased purchasing power, rental investment.
How to become a homeowner in Switzerland without equity?
Becoming a homeowner in Switzerland without equity: regulations, pension funds, pledging of pension pillars, financial support, precautions and tax planning.
Equity for Buying Property in Switzerland
Equity for buying property in Switzerland: definition, composition, required amount, and using pension funds (2nd pillar) to purchase a house.
Swiss Property Prices: Forecasts and Strategies for Buyers
Swiss property prices: discover forecasts and strategies to invest in Swiss real estate. Price trends, market outlook, investment strategies, understanding risks and making informed decisions.
Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.
The 10 key things to know about rental yield calculation
Rental yield in Switzerland: yield vs. cash flow, cost impact, taxes, vacancies, location, leverage effect, strategies, and FAQs.
Tips for Becoming a Homeowner in Switzerland
Becoming a homeowner in Switzerland: steps, budget, financing, choosing the property and region, purchase rules, taxes, hidden costs, and essential procedures.
Everything you need to know about Swiss mortgage rate trends
Current rates, fixed rate, variable rate, history, forecasts… Compare mortgage types and understand how rates affect your home loan.
Swiss Real Estate: Property Investment Strategies
Swiss investment strategy: low interest rates, fixed vs. variable, rental optimization, tax deductions, renovation, expertise, and diversification.
Mortgage rates in Switzerland and economic changes: what buyers need to know
Economic changes and mortgage rates in Switzerland: everything buyers need to know.
Strategy, rate locking, refinancing, inflation, stability, and much more.
Eco-friendly buildings: mortgage loan for construction
Green buildings in Switzerland: mortgage benefits, reduced energy costs, subsidies, sustainable materials, and improved indoor air quality.
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