All our advice on mortgage loans in Switzerland
Our most viewed guides
Becoming a homeowner in Switzerland
Risk profiles for investors and primary residences
Understand your risk profile in Switzerland to compare a primary residence with an investment property, anticipate lender requirements and optimize your mortgage.
Mortgage loan for rental investment in Switzerland
Mortgage loan for rental investment in Switzerland: conditions, equity, yield, taxes, risks and expert advice to finance your rental property efficiently.
How to calculate your mortgage debt ratio in Switzerland?
Debt ratio in Switzerland: definition, calculation and examples for your mortgage. Assess affordability, borrowing capacity and budget with a mortgage adviser.
How to become a homeowner in Switzerland without equity?
Becoming a homeowner in Switzerland without equity: regulations, pension funds, pledging of pension pillars, financial support, precautions and tax planning.
Mortgage rates and real estate news
Pillar 3a for property purchase – use it as equity
Pillar 3 for property purchase in Switzerland: use pillar 3a for own funds, pledging and a sustainable mortgage strategy to buy your home with confidence.
Tax deductions in Switzerland: what can you deduct and how much?
Deductible expenses, imputed rental value, maintenance, renovations: find out how to reduce your taxes and how much you can actually deduct.
What is the Swiss National Bank and what is it for?
Swiss National Bank: understand the SNB mandate, policy rate, inflation role, Swiss franc liquidity, and effects on SARON and mortgage rates in Switzerland.
Imputed Rental Value in Switzerland: Calculation and Tax
How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.
Types of mortgage loans
Mortgage: how much are the application fees in Switzerland?
Mortgage application fees in Switzerland: learn how they are calculated, how they work and how to negotiate them before finalising your mortgage loan.
Second home mortgage: prepare and successfully secure your financing
Second home mortgage in Switzerland: compare your second home financing, optimise your down payment and receive truly independent expert advice.
Mortgage renewal in Switzerland: mistakes to avoid
Mortgage renewal in Switzerland: plan ahead for your maturity date, compare offers, and optimise your costs.
Mortgage duration: how long does a Swiss mortgage last?
Mortgage duration: Number of years, its impact on risk, flexibility and total cost of your mortgage.
Mortgages by region of Switzerland
Canton of Schaffhausen: Find Your Best Mortgage Rate
Real estate Schaffhausen: find a better mortgage with an independent advisor: compare lenders and finance your property on the best possible terms.
Canton of Zug: Secure Your Mortgage on Best Terms Fast
In the Canton of Zug, find a solid mortgage with an independent advisor: compare lenders and finance your property on the best possible market terms today.
Canton of Schwyz: Mortgage Financing on Best Terms
Find your mortgage loan in the Canton of Schwyz with an independent mortgage advisor: compare offers and secure the best market conditions for your property.
Canton of Nidwalden: Mortgage on the Best Market Terms
Find your mortgage loan in the Canton of Nidwalden with an independent mortgage advisor: compare banks and secure the best market conditions for your property.
Rental investment
Risk profiles for investors and primary residences
Understand your risk profile in Switzerland to compare a primary residence with an investment property, anticipate lender requirements and optimize your mortgage.
Mortgage loan for rental investment in Switzerland
Mortgage loan for rental investment in Switzerland: conditions, equity, yield, taxes, risks and expert advice to finance your rental property efficiently.
Rental income: how is your property income taxed?
Learn how rental income is taxed in Switzerland: property income reporting, available deductions and the tax implications for landlords.
Rental investment: buy and rent an income property
Rental investment and income property: how to buy to rent, invest in Swiss real estate, and aim for positive returns with a well-structured mortgage plan.
All our guides and articles
Mortgage rates in Switzerland & economic changes to not miss
Economic changes and mortgage rates in Switzerland: everything buyers need to know.
Strategy, rate locking, refinancing, inflation, stability, and much more.
Eco-friendly buildings: mortgage loan for construction
Green buildings in Switzerland: mortgage benefits, reduced energy costs, subsidies, sustainable materials, and improved indoor air quality.
1st and 2nd rank mortgage for your home loan in Switzerland
1st and 2nd rank mortgage: compare differences, bank implications, land registration, repayment, conditions, rates, pros and cons when buying in Switzerland.
Construction Mortgage: finance your new building project
Finance your real estate project with a construction mortgage. Fund release, consolidation, and interest rates: our experts can advise you!
Combined mortgage (split rate): what is it?
Looking to buy a property? Discover the combined rate, fixed rate and and variable rate mortgage (SARON) and all the details of this loan.
SARON Mortgage: One of the 3 mortgages you should know about?
Find out if a SARON mortgage is right for you: pros, cons, and expert tips to optimise your property financing with a variable rate mortgage
Mortgage Geneva: finance your property purchase
Discover how to finance your property in Geneva with our advice, simulation tools, and expert mortgage partners.
Fixed-rate mortgage: secure predictable monthly payments
Fixed rate mortgage: security or constraint? We explain the advantages, disadvantages, and strategies to optimize your property financing.
Comparing Current Mortgage Rates
Compare mortgage rates in Switzerland: use online tools, get offers, improve your profile, negotiate and choose the loan term.
Mortgage Neuchâtel: obtain your mortgage
Find out how to finance your home in Neuchâtel. Advice, simulators and tailor-made solutions for becoming a homeowner in the canton.
Fribourg Mortgage: Make your project a reality
Looking for a mortgage in Fribourg? Compare rates, find out the terms, simulate your loan, and receive personalized offers online.
Mortgage loan simulation – mortgage calculator
Mortgage Calculator: simulate your mortgage in Switzerland with our free tool, detailing the data to be provided and the information received.
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