All our advice on mortgage loans in Switzerland

Becoming a homeowner Mortgage rates Types of mortgage loans Mortgages by region Rental investment All our guides

Our most viewed guides

Mortgage simulation

Try our mortgage loan calculator and find out how much you can afford

Mortgage calculator

FREE

Becoming a homeowner in Switzerland

Pillar 3a for property purchase – use it as equity

Pillar 3a for a property purchase: learn how to use your 3a assets to buy a home in Switzerland and count them as equity in your mortgage application.

Plan d'amortissement de votre crédit hypothécaire

Mortgage amortization plan: calculate your schedule

Create your amortization plan for a mortgage loan in Switzerland: calculate your monthly repayments, interest, repaid capital and remaining loan balance.

Surendettement en Suisse : causes, risques et prévention

Mortgage Over-Indebtedness: Causes, Risks, Prevention

Discover the causes of mortgage over-indebtedness in Switzerland, the risks for your budget and the solutions to prevent an excessive financial burden.

Prix immobilier Suisse : prévisions et stratégies pour les acheteurs

SNB policy rate: impact on real estate and mortgages

Understand how the SNB policy rate affects mortgages, the SARON rate, the Swiss property market and the financing of your home purchase in Switzerland.

Mortgage rates and real estate news

Pillar 3a for property purchase – use it as equity

Pillar 3a for a property purchase: learn how to use your 3a assets to buy a home in Switzerland and count them as equity in your mortgage application.

Couple joyeux de découvrir les déductions fiscales possibles après avoir obtenu leur prêt immobilier

Tax deductions in Switzerland: what can you deduct and how much?

Deductible expenses, imputed rental value, maintenance, renovations: find out how to reduce your taxes and how much you can actually deduct.

Spirale de la valeur de l'argent : gestion de la BNS

What is the Swiss National Bank and what is it for?

Swiss National Bank: understand the SNB mandate, policy rate, inflation role, Swiss franc liquidity, and effects on SARON and mortgage rates in Switzerland.

Valeur locative en Suisse : une imposition cachée à découvrir en détails

Imputed Rental Value in Switzerland: Calculation and Tax

How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.

Types of mortgage loans

Frais de dossier facturés par le prêteur pour vous octroyer un prêt hypothécaire

Mortgage: how much are the application fees in Switzerland?

How much are the application fees for a mortgage in Switzerland? Calculation, how they work, and tips for negotiating them.

Crédit hypothécaire pour votre résidence secondaire

Second home mortgage: prepare and successfully secure your financing

Second home mortgage in Switzerland: compare your second home financing, optimise your down payment and receive truly independent expert advice.

Renouvellement d'hypothèque: le timing and l'anticipation sont primordiaux

Mortgage renewal in Switzerland: mistakes to avoid

Mortgage renewal in Switzerland: plan ahead for your maturity date, compare offers, and optimise your costs.

Durée de votre investissement dans le cadre d'un achat immobilier avec un crédit hypothécaire

Mortgage duration: what is the duration of a mortgage loan in Switzerland?

Mortgage duration: Number of years, its impact on risk, flexibility and total cost of your mortgage.

Mortgages by region of Switzerland

Obtenez votre crédit hypothécaire dans le canton de Schaffhouse aux meilleures conditions du marché

Canton of Schaffhausen: Find Your Best Mortgage Rate

Real estate Schaffhausen: find a better mortgage with an independent advisor: compare lenders and finance your property on the best possible terms.

Prêt hypothécaire dans le canton de Zoug - lac d Zoug

Canton of Zug: Secure Your Mortgage on Best Terms Fast

In the Canton of Zug, find a solid mortgage with an independent advisor: compare lenders and finance your property on the best possible market terms today.

Votre crédit hypothécaire dans le canton de Schwytz - château de Schwanau sur le lac Lauerz

Canton of Schwyz: Mortgage Financing on Best Terms

Find your mortgage loan in the Canton of Schwyz with an independent mortgage advisor: compare offers and secure the best market conditions for your property.

Obtenez votre prêt hypothécaire dans le canton de Nidwald

Canton of Nidwalden: Mortgage on the Best Market Terms

Find your mortgage loan in the Canton of Nidwalden with an independent mortgage advisor: compare banks and secure the best market conditions for your property.

Rental investment

Prêt immobilier et Fonds de rénovation : bien analyser la santé du bâtiment et prévoir les coûts futurs

Rental investment: buy and rent an income property

Rental investment and income property: how to buy to rent, invest in Swiss real estate, and aim for positive returns with a well-structured mortgage plan.

Amortissement minimum dans le cadre d'un achat immobilier avec un crédit hypothécaire

How to Calculate Rental Yield in Switzerland?

Rental yield: learn how to calculate the profitability of your properties and assess your Swiss real estate return before taking out your mortgage.

Découvrez comment le cash flow de vos investissements locatifs peut être différent relativement au prêt hypothécaire associé.

Positive cash flow for a rental property investment: how to calculate it and achieve it

How can you achieve positive cash flow with a rental property investment? Detailed calculation and strategies to improve your project’s profitability.