All our advice on mortgage loans in Switzerland
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Becoming a homeowner in Switzerland

Second pillar (BVG/LPP) withdrawal for a property purchase: how much, when, tax cost?
Can you withdraw your second pillar (BVG/LPP) for a property purchase in Switzerland? Learn how much you can take, whether it makes sense, and the tax consequences.

Imputed rental value in Switzerland: definition, calculation and tax impact
How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.

Mortgage loans in Switzerland: understanding mortgage financing
Financial capacity, home loans and mortgages: discover how to finance your home in Switzerland

Buying vs renting: how do you decide, and what should you base your choice on?
Buying or renting a property: how do you choose? How much can you save if you buy? What criteria should you consider? How can you compare the two options?
Mortgage rates and real estate news

What is the Swiss National Bank and what is it for?
Find out what the Swiss National Bank (SNB) does: mandate, price stability, inflation, the Swiss franc, liquidity, and effects on SARON and mortgages. Understand the SNB policy rate.

Imputed rental value in Switzerland: definition, calculation and tax impact
How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.

Condominium in Switzerland: what it is and how to buy an apartment.
How to buy and manage a condominium (PPE) in Switzerland: building co-ownership, service charges, renovation fund and advice to optimise your mortgage financing.

Swiss mortgage rate forecast 2026: should you buy now?
Swiss mortgage rate forecast 2026: expected rate changes, effects on rents and financing, CHF scenarios and steps to move forward calmly in 2025
Types of mortgage loans

Mortgage duration: what is the duration of a mortgage loan in Switzerland?
Mortgage duration: Number of years, its impact on risk, flexibility and total cost of your mortgage.

Property transfer tax in Valais: key features and calculations
Learn how the property transfer tax is calculated in Valais, which rates apply, what costs to expect, and what to check before signing.

Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.
Eco-friendly buildings: mortgage loan for construction
Green buildings in Switzerland: mortgage benefits, reduced energy costs, subsidies, sustainable materials, and improved indoor air quality.
Mortgages by region of Switzerland

Mortgage in Lausanne: Get the best financing
Looking to buy property in Lausanne? Discover our tailored mortgage solutions and advice on financing your purchase.

Mortgage in Nyon: make your property project a reality
Planning to buy a property in Nyon? Discover your financing options and benefit from expert advice for your purchase.

Mortgage in Bern: Finance your property
Do you want to buy a property in Bern? Discover our tips and mortgage solutions tailored to your needs and budget.
Buying an apartment in Lausanne: all the tips
Tips for buying an apartment in Lausanne: neighborhoods, budget, prices, financing, steps, profitability, and advice to make your property purchase a success.
Rental investment

Removal of rental value in Switzerland
Eliminating rental value: What it means for your budget, deductions, and mortgage strategy. Tips, mistakes to avoid, and FAQs.

Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.
The 10 key things to know about rental yield calculation
Rental yield in Switzerland: yield vs. cash flow, cost impact, taxes, vacancies, location, leverage effect, strategies, and FAQs.
Swiss Real Estate: Property Investment Strategies
Swiss investment strategy: low interest rates, fixed vs. variable, rental optimization, tax deductions, renovation, expertise, and diversification.
All our guides and articles
Notary fees in Vaud: calculation, rates, and tips for reducing costs
Steps for calculating and estimating fees, differences with transfer taxes, and practical tips for reducing the costs of your property purchase.

Buy at the Right Time Based on Swiss Mortgage Rates
Learn how Swiss mortgage rates affect your property purchase and choose the right time to save on your loan.
Drop in mortgage rates in Switzerland: how can you benefit?
Take advantage of the drop in mortgage rates in Switzerland: fixed rate loan, low variable rate loan, refinancing, increased purchasing power, rental investment.
How to become a homeowner in Switzerland without equity?
Becoming a homeowner in Switzerland without equity: regulations, pension funds, pledging of pension pillars, financial support, precautions and tax planning.
Equity for Buying Property in Switzerland
Equity for buying property in Switzerland: definition, composition, required amount, and using pension funds (2nd pillar) to purchase a house.
Swiss Property Prices: Forecasts and Strategies for Buyers
Swiss property prices: discover forecasts and strategies to invest in Swiss real estate. Price trends, market outlook, investment strategies, understanding risks and making informed decisions.

Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.
The 10 key things to know about rental yield calculation
Rental yield in Switzerland: yield vs. cash flow, cost impact, taxes, vacancies, location, leverage effect, strategies, and FAQs.

Tips for Becoming a Homeowner in Switzerland
Becoming a homeowner in Switzerland: steps, budget, financing, choosing the property and region, purchase rules, taxes, hidden costs, and essential procedures.
Everything you need to know about Swiss mortgage rate trends
Current rates, fixed rate, variable rate, history, forecasts… Compare mortgage types and understand how rates affect your home loan.
Swiss Real Estate: Property Investment Strategies
Swiss investment strategy: low interest rates, fixed vs. variable, rental optimization, tax deductions, renovation, expertise, and diversification.
What are the notary fees for a property purchase?
Notary fees for a property purchase in Switzerland: deed of sale, land register, taxes, transfer, fees, mortgage loan, calculation and variations
Mortgage rates in Switzerland and economic changes: what buyers need to know
Economic changes and mortgage rates in Switzerland: everything buyers need to know.
Strategy, rate locking, refinancing, inflation, stability, and much more.
Eco-friendly buildings: mortgage loan for construction
Green buildings in Switzerland: mortgage benefits, reduced energy costs, subsidies, sustainable materials, and improved indoor air quality.

First and second-rank mortgage for your home loan
1st and 2nd rank mortgage: differences, banking implications, land registration, repayment, conditions, fixed rate, variable rate, advantages and disadvantages for buying in Switzerland.
Construction Mortgage
Finance your real estate project with a construction mortgage. Fund release, consolidation, and interest rates: our experts can advise you!
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