All our mortgage guides and articles in Switzerland
Here you'll find all our guides and articles on mortgages and property financing in Switzerland. Every publication is brought together in one directory, regardless of its categories or tags.
Whether you're looking for information on buying a property, mortgage rates, financing options, regional considerations or rental property investment, you can browse our complete list of guides below, with no topic-based selection.
Prefer to explore our publications by subject? Visit our guides organised by category

Buy a home in Switzerland: 2026 or 2027? The numbers
Buy a home in Switzerland in 2026 or wait until 2027? Compare the cost of waiting, property prices, rent and required mortgage rate cuts using our simulations.

Mortgage documents – Swiss apartment purchase file
Mortgage documents in Switzerland: what you need to prepare a complete apartment purchase file and secure suitable mortgage financing from a Swiss lender.

Property: Buying New or Existing Homes – Practical Guide
New or existing property? Compare benefits, costs and risks to decide which option suits you best when buying real estate with a mortgage in Switzerland.

Buying Property as Cohabiting Partners in Switzerland
Buying property as cohabiting partners in Switzerland: learn the rules on mortgages, equity, ownership, liability and legal protections before buying.

Property purchase deed in Switzerland explained simply
Swiss property purchase deed: definition, notary’s role, contents and key steps explained clearly so you can better understand the property purchase process.

What Is a Swiss Property Sale with Deferred Completion?
Property sale with deferred completion in Switzerland: definition, steps, deposits, legal protection and Swiss mortgage financing for buyers and sellers.

Risk profiles for investors and primary residences
Understand your risk profile in Switzerland to compare a primary residence with an investment property, anticipate lender requirements and optimize your mortgage.

Mortgage loan for rental investment in Switzerland
Mortgage loan for rental investment in Switzerland: conditions, equity, yield, taxes, risks and expert advice to finance your rental property efficiently.
How to become a homeowner in Switzerland without equity?
Becoming a homeowner in Switzerland without equity: regulations, pension funds, pledging of pension pillars, financial support, precautions and tax planning.

Loan-to-value ratio for your mortgage in Switzerland
Understand the LTV ratio in Switzerland: calculation, bank limits, equity impact and pledging options for your mortgage financing.

Rental income: how is your property income taxed?
Learn how rental income is taxed in Switzerland: property income reporting, available deductions and the tax implications for landlords.

Pillar 3a for property purchase – use it as equity
Pillar 3 for property purchase in Switzerland: use pillar 3a for own funds, pledging and a sustainable mortgage strategy to buy your home with confidence.

Mortgage amortization plan: calculate your schedule
Create your amortization plan for a mortgage loan in Switzerland: calculate your monthly repayments, interest, repaid capital and remaining loan balance.

Mortgage Over-Indebtedness: Causes, Risks, Prevention
Discover the causes of mortgage over-indebtedness in Switzerland, the risks for your budget and the solutions to prevent an excessive financial burden.
SNB policy rate: impact on real estate and mortgages
Understand how the SNB policy rate affects mortgages, the SARON rate, the Swiss property market and the financing of your home purchase in Switzerland.

Rental investment: buy and rent an income property
Rental investment and income property: how to buy to rent, invest in Swiss real estate, and aim for positive returns with a well-structured mortgage plan.

Energy renovation: grants and tax deductions in Switzerland
Energy renovation in Switzerland: renovation grants, thermal insulation, tax deductions and mortgage financing with a specialist Swiss mortgage broker.

Canton of Schaffhausen: Find Your Best Mortgage Rate
Real estate Schaffhausen: find a better mortgage with an independent advisor: compare lenders and finance your property on the best possible terms.

Canton of Zug: Secure Your Mortgage on Best Terms Fast
In the Canton of Zug, find a solid mortgage with an independent advisor: compare lenders and finance your property on the best possible market terms today.

Canton of Schwyz: Mortgage Financing on Best Terms
Find your mortgage loan in the Canton of Schwyz with an independent mortgage advisor: compare offers and secure the best market conditions for your property.

Canton of Nidwalden: Mortgage on the Best Market Terms
Find your mortgage loan in the Canton of Nidwalden with an independent mortgage advisor: compare banks and secure the best market conditions for your property.

Obwalden: Find the best mortgage for your property
Find your mortgage loan in the Canton of Obwalden on the best terms, with a mortgage advisor who prepares your file and helps get it accepted quickly.

Canton of Aargau: Finance Your Property Purchase Fast
Finance your property in the Canton of Aargau: attractive prices, mortgage types, own funds, calculator and practical tips to compare financing offers.

Canton Basel: mortgage loan at the best conditions
Finance your property in the canton of Basel-Stadt or Basel-Landschaft: compare mortgages, estimate your equity and prepare your mortgage application file.
