Becoming a homeowner in Switzerland
Find out how to become a homeowner in Switzerland: budget, own funds, bank requirements, taxation and key steps, all explained in simple terms to secure your property purchase. Learn how to calculate your debt ratio, structure your down payment, compare mortgage offers, and anticipate additional costs so you can turn your home-buying plan into a well-informed and sustainable decision.
How to Calculate Rental Yield in Switzerland?
Rental yield: calculate your Swiss property’s rental profitability before taking out a mortgage, with or without pledged assets as additional collateral.
Mortgage: how much are the application fees in Switzerland?
Mortgage application fees in Switzerland: learn how they are calculated, how they work and how to negotiate them before finalising your mortgage loan.
Positive cash flow: calculate Swiss rental property returns
How can you achieve positive cash flow with a rental property investment? Detailed calculation and strategies to improve your project’s profitability.
Building Insurance Switzerland: Coverage, Duties and Rates
Everything you need to know about building insurance in Switzerland: coverage, cantonal requirements, rates and tips for making the right choice.
Condominium Fees in Switzerland: Definition and Calculation
What are condominium fees in Switzerland? Find out how they are calculated and distributed among co-owners.
Renovation Fund in Condominium : Legal and Best Practices
Renovation fund in Swiss condominium ownership: rules, annual contributions, legal framework, association advice, projections and tax points for PPE owners.
How to choose the right mortgage in Switzerland?
How can you find the best mortgage in Switzerland and choose the right home loan type—fixed, variable or mixed—to obtain the best financing conditions?
How much can I borrow to buy my home in Switzerland?
Calculate your real estate borrowing capacity in Switzerland: a simple method, examples, a chart, and tips to see how much you can borrow for the best mortgage
Tax deductions in Switzerland: what can you deduct and how much?
Deductible expenses, imputed rental value, maintenance, renovations: find out how to reduce your taxes and how much you can actually deduct.
Second pillar withdrawal for a property purchase: key rules
Can you withdraw your second pillar (BVG/LPP) for a property purchase in Switzerland? Learn how much you can take, whether it makes sense, and tax consequences.
Imputed Rental Value in Switzerland: Calculation and Tax
How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.
Mortgage loans in Switzerland: understanding mortgage financing
Financial capacity, home loans and mortgages: discover how to finance your home in Switzerland
Buying vs renting: how do you decide and make your choice?
Buying or renting a property: how do you choose? How much can you save if you buy? What criteria should you consider? How can you compare the two options?
Land registry fees in Switzerland: how to calculate them?
Land registry fees when buying property with a mortgage: learn how costs are calculated, what official registration covers and how to budget for ownership.
Notary fees in Switzerland: how to calculate them?
Notary fees in Switzerland: how sale deed, land registry, mortgage deed, taxes, transfer duties and fees are calculated when buying property with a mortgage.
Mortgage duration: how long does a Swiss mortgage last?
Mortgage duration: Number of years, its impact on risk, flexibility and total cost of your mortgage.
Property transfer tax in Valais: key features and calculations
Learn how the property transfer tax is calculated in Valais, which rates apply, what costs to expect, and what to check before signing.
Condominium in Switzerland: what it is and how to buy one
How to buy and manage a condominium (PPE) in Switzerland: building co-ownership, service charges, renovation fund and advice to optimise your mortgage financing.
Removal of rental value in Switzerland
Eliminating rental value: What it means for your budget, deductions, and mortgage strategy. Tips, mistakes to avoid, and FAQs.
Buying a house: what budget can you realistically afford?
Learn how to plan your budget to buy a property with a mortgage—down payment, income, expenses, interest, amortization, and more.
Buying a House Without a Loan: How to Do It?
Buying a house without a loan? It’s possible! Discover funding sources, savings strategies, alternative financing options, and negotiation techniques.
Buying property in Switzerland: 8 essential tips for success
8 Tips for a Successful First Property Purchase in Switzerland: market, loan, pre-approval, financial stability, and experts to consult.
Buying an apartment in Lausanne: all the tips
Tips for buying an apartment in Lausanne: neighborhoods, budget, prices, financing, steps, profitability, and advice to make your property purchase a success.
Buy an apartment in Geneva: plan your mortgage financing
Buying an apartment in Geneva: neighbourhoods, prices, financing, banks, mortgage loans and purchase for foreigners. Discover all the key information!
