All our advice on mortgage loans in Switzerland
Our most viewed guides
Becoming a homeowner in Switzerland
How to choose the right mortgage in Switzerland?
Find the best mortgage and choose the right type of home loan (fixed-rate, variable-rate, or mixed mortgage) based on interest rate fluctuations, mortgage term, budget, and future life events.
How much can I borrow to buy my home in Switzerland?
Calculate your borrowing capacity in Switzerland: a simple method, worked examples, a chart, and tips to see how much you can borrow for a mortgage.
Tax deductions in Switzerland: what can you deduct and how much?
Deductible expenses, imputed rental value, maintenance, renovations: find out how to reduce your taxes and how much you can actually deduct.
Second pillar (BVG/LPP) withdrawal for a property purchase: how much, when, tax cost?
Can you withdraw your second pillar (BVG/LPP) for a property purchase in Switzerland? Learn how much you can take, whether it makes sense, and the tax consequences.
Mortgage rates and real estate news
Tax deductions in Switzerland: what can you deduct and how much?
Deductible expenses, imputed rental value, maintenance, renovations: find out how to reduce your taxes and how much you can actually deduct.
What is the Swiss National Bank and what is it for?
Find out what the Swiss National Bank (SNB) does: mandate, price stability, inflation, the Swiss franc, liquidity, and effects on SARON and mortgages. Understand the SNB policy rate.
Imputed rental value in Switzerland: definition, calculation and tax impact
How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.
Condominium in Switzerland: what it is and how to buy an apartment.
How to buy and manage a condominium (PPE) in Switzerland: building co-ownership, service charges, renovation fund and advice to optimise your mortgage financing.
Types of mortgage loans
Mortgage renewal in Switzerland: mistakes to avoid
Mortgage renewal in Switzerland: plan ahead for your maturity date, compare offers, and optimise your costs.
Mortgage duration: what is the duration of a mortgage loan in Switzerland?
Mortgage duration: Number of years, its impact on risk, flexibility and total cost of your mortgage.
Property transfer tax in Valais: key features and calculations
Learn how the property transfer tax is calculated in Valais, which rates apply, what costs to expect, and what to check before signing.
Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.
Mortgages by region of Switzerland
Mortgage in Lausanne: Get the best financing
Looking to buy property in Lausanne? Discover our tailored mortgage solutions and advice on financing your purchase.
Mortgage in Nyon: make your property project a reality
Planning to buy a property in Nyon? Discover your financing options and benefit from expert advice for your purchase.
Mortgage in Bern: Finance your property
Do you want to buy a property in Bern? Discover our tips and mortgage solutions tailored to your needs and budget.
Buying an apartment in Lausanne: all the tips
Tips for buying an apartment in Lausanne: neighborhoods, budget, prices, financing, steps, profitability, and advice to make your property purchase a success.
Rental investment
Removal of rental value in Switzerland
Eliminating rental value: What it means for your budget, deductions, and mortgage strategy. Tips, mistakes to avoid, and FAQs.
Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.
The 10 key things to know about rental yield calculation
Rental yield in Switzerland: yield vs. cash flow, cost impact, taxes, vacancies, location, leverage effect, strategies, and FAQs.
Swiss Real Estate: Property Investment Strategies
Swiss investment strategy: low interest rates, fixed vs. variable, rental optimization, tax deductions, renovation, expertise, and diversification.
All our guides and articles
Construction Mortgage
Finance your real estate project with a construction mortgage. Fund release, consolidation, and interest rates: our experts can advise you!
Combined mortgage (split rate): what is it?
Looking to buy a property? Discover the combined rate, fixed rate and and variable rate mortgage (SARON) and all the details of this loan.
SARON Mortgage: One of the 3 mortgages you should know about?
Find out if a SARON mortgage is right for you: pros, cons, and expert tips to optimise your property financing with a variable rate mortgage
Mortgage Geneva: finance your property purchase
Discover how to finance your property in Geneva with our advice, simulation tools, and expert mortgage partners.
Fixed rate mortgage
Fixed rate mortgage: security or constraint? We explain the advantages, disadvantages, and strategies to optimize your property financing.
Comparing Current Mortgage Rates
Compare mortgage rates in Switzerland: use online tools, get offers, improve your profile, negotiate and choose the loan term.
Mortgage Neuchâtel: obtain your mortgage
Find out how to finance your home in Neuchâtel. Advice, simulators and tailor-made solutions for becoming a homeowner in the canton.
Fribourg Mortgage: Make your project a reality
Looking for a mortgage in Fribourg? Compare rates, find out the terms, simulate your loan, and receive personalized offers online.
Mortgage loan simulation – mortgage calculator
Mortgage Calculator: simulate your mortgage in Switzerland with our free tool, detailing the data to be provided and the information received.
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