Glossary
- Fixed rate
- A fixed mortgage rate is an interest rate that remains the same for the entire duration of the mortgage contract. Your interest payments do not change, even if market rates go up or down.
- Variable rate
- A variable mortgage rate (SARON) is an interest rate that changes regularly in line with the SARON reference rate, to which the bank adds a margin. Your interest charges can therefore increase or decrease over time, depending on how market interest rates develop.
https://pretimmobilier.ch/contact-us/?prm_source=id_page48282_id_jfd_btn_contact_latbar
Our most viewed guides
Mortgage loan simulation – mortgage calculator
Mortgage Calculator: simulate your mortgage in Switzerland with our free tool, detailing the data to be provided and the information received.
Fixed rate mortgage
Fixed rate mortgage: security or constraint? We explain the advantages, disadvantages, and strategies to optimize your property financing.

SARON Mortgage: One of the 3 mortgages you should know about?
Find out if a SARON mortgage is right for you: pros, cons, and expert tips to optimise your property financing with a variable rate mortgage
Combined mortgage: what is it?
Looking to buy a property? Discover the combined rate, fixed rate and and variable rate mortgage (SARON) and all the details of this loan.
