Jean Deglon
Mortgage Loan Specialist
- Primary residences
- Secondary residences
- Investment properties
- Rental properties
- Commercial premises
After ten years as a software engineer in Switzerland, Jean switched careers and became passionate about real estate, particularly buying and selling properties. For over 20 years, he has been helping buyers obtain favorable mortgages. He therefore has an in-depth knowledge of the Swiss mortgage market!
While assisting his buyer clients, he wanted to go further by also supporting them in the process of obtaining their mortgage. He therefore studied the field of mortgage lending in Switzerland in detail.
In addition to his real estate activities in Switzerland and abroad, he now devotes much of his time to writing articles and guides on the world of mortgages in Switzerland, in order to provide potential buyers with as much detailed information as possible.
I am a father of two children, a volunteer in an association dedicated to multiple sclerosis, and I recharge my batteries by walking in the mountains. I like to make my clients (really) happy, combining the seriousness of finance with a touch of humor—because life serves us a little bit of that every day.
Do you have questions about mortgage loans?
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Jean's Top Guides
Comparing Current Mortgage Rates
Compare mortgage rates in Switzerland: use online tools, get offers, improve your profile, negotiate and choose the loan term.
Mortgage loan simulation – mortgage calculator
Mortgage Calculator: simulate your mortgage in Switzerland with our free tool, detailing the data to be provided and the information received.
Mortgage broker: get your home loan with the best terms
Find the best rate for your mortgage in Switzerland. Customized advice, negotiation, and support. Professional mortgage broker.
Fixed rate mortgage
Fixed rate mortgage: security or constraint? We explain the advantages, disadvantages, and strategies to optimize your property financing.
SARON Mortgage: One of the 3 mortgages you should know about?
Find out if a SARON mortgage is right for you: pros, cons, and expert tips to optimise your property financing with a variable rate mortgage
Combined mortgage (split rate): what is it?
Looking to buy a property? Discover the combined rate, fixed rate and and variable rate mortgage (SARON) and all the details of this loan.
Construction Mortgage
Finance your real estate project with a construction mortgage. Fund release, consolidation, and interest rates: our experts can advise you!
First and second-rank mortgage for your home loan
1st and 2nd rank mortgage: differences, banking implications, land registration, repayment, conditions, fixed rate, variable rate, advantages and disadvantages for buying in Switzerland.
Other articles by Jean
Canton of Thurgau: Find the right mortgage for your property purchase
Canton of Thurgau – Get your mortgage quickly and on the best market terms. Prepare your application with a professional mortgage broker.
Mortgage: how much are the application fees in Switzerland?
How much are the application fees for a mortgage in Switzerland? Calculation, how they work, and tips for negotiating them.
Positive cash flow for a rental property investment: how to calculate it and achieve it
How can you achieve positive cash flow with a rental property investment? Detailed calculation and strategies to improve your project’s profitability.
Appenzell real estate: discover all available mortgages in the region
Canton of Appenzell real estate: your mortgage on the best terms in Appenzell Innerrhoden and Appenzell Ausserrhoden. Optimise your application free of charge with a professional mortgage broker.
Canton of Glarus: find your mortgage without hassle
Canton of Glarus – Mortgage: how to obtain your home loan in Switzerland quickly and on the best terms. Prepare your application with a professional mortgage broker (buy a house in Glarus).
St Gallen real estate mortgage: your house loan with the best terms
Real estate St. Gallen: your mortgage in the canton of St. Gallen on the best terms. Prepare your St. Gallen real estate mortgage application with a professional mortgage broker.
Mortgage for your Uri property at the best rate (Canton of Uri)
Canton of Uri – your mortgage at the best rate to purchase your Uri property. How can you get your mortgage on the best terms in the Canton of Uri? Prepare your application file free of charge with a professional mortgage broker.
Graubünden real estate: get your mortgage quickly and at the best rate
Graubünden real estate – your mortgage at the best rate. How to obtain your home loan in Graubünden, for example for an apartment in Davos. Prepare your application with a professional mortgage broker.
Real estate Luzern: get your mortgage quickly to buy your property
Buy house in Lucerne Switzerland: how to get your mortgage quickly and at the best rate. Prepare your real estate Lucerne home-buying application with a professional mortgage broker.
Real Estate Ticino: Find Your Mortgage at the Best Rate
Real estate Ticino : find out how to get your mortgage at the best rate in Ticino with one of our specialist mortgage brokers (real estate Lugano)
Zurich Mortgage: buy your home in Zurich with the best mortgage
Buy house Zurich: how to get your mortgage at the best rate in the canton of Zurich by working with one of our specialist mortgage brokers.
Valais real estate: get your mortgage at the best rate
Valais real estate: buying a house in Valais? Get your mortgage at the best rate in Valais by working with one of our specialized mortgage brokers.
Jura Real Estate: Finding the Best Mortgage
Jura Real Estate: Discover the mortgages available in the canton of Jura and how to prepare for buying a property in this canton.
Building Insurance in Switzerland: Coverage, Requirements and Rates
Everything you need to know about building insurance in Switzerland: coverage, cantonal requirements, rates and tips for making the right choice.
Condominium Fees in Switzerland: Definition, Calculation and Distribution
What are condominium fees in Switzerland? Find out how they are calculated and distributed among co-owners.
Renovation Fund in Condominium Ownership (Swiss Condominium / PPE): Legal Framework, Recommended Contributions and Best Practices
Renovation fund in Swiss condominium ownership (PPE): Is it mandatory? How much should be set aside each year? Swiss legal framework, recommendations of the condominium owners’ association, projections and tax considerations.
Second home mortgage: prepare and successfully secure your financing
Second home mortgage in Switzerland: compare your second home financing, optimise your down payment and receive truly independent expert advice.
Mortgage renewal in Switzerland: mistakes to avoid
Mortgage renewal in Switzerland: plan ahead for your maturity date, compare offers, and optimise your costs.
Tax deductions in Switzerland: what can you deduct and how much?
Deductible expenses, imputed rental value, maintenance, renovations: find out how to reduce your taxes and how much you can actually deduct.
Imputed rental value in Switzerland: definition, calculation and tax impact
How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.
