Mortgage rates and the real estate market

Track the evolution of mortgage rates in Switzerland, compare fixed rates, SARON-based mortgages and mixed solutions, and make use of our guidance to secure financing at the best possible cost. Understand how interest rate changes affect your monthly payments, the risks linked to SARON fluctuations, the advantages of the stability offered by a fixed rate, and the situations where combining several models can help you optimise your overall financing strategy.

Couple joyeux de découvrir les déductions fiscales possibles après avoir obtenu leur prêt immobilier

Tax deductions in Switzerland: what can you deduct and how much?

Deductible expenses, imputed rental value, maintenance, renovations: find out how to reduce your taxes and how much you can actually deduct.

Spirale de la valeur de l'argent : gestion de la BNS

What is the Swiss National Bank and what is it for?

Find out what the Swiss National Bank (SNB) does: mandate, price stability, inflation, the Swiss franc, liquidity, and effects on SARON and mortgages. Understand the SNB policy rate.

Valeur locative en Suisse : une imposition cachée à découvrir en détails

Imputed rental value in Switzerland: definition, calculation and tax impact

How does imputed rental value work in Switzerland? Definition, cantonal calculation methods and tax implications for owner-occupiers.

Meeting de copropriété (PPE) lors d'un achat d'appartement avec un prêt immobilier

Condominium in Switzerland: what it is and how to buy an apartment.

How to buy and manage a condominium (PPE) in Switzerland: building co-ownership, service charges, renovation fund and advice to optimise your mortgage financing.

Evolution des taux hypothécaires en suisse: faut-il acheter en maintenant ?

Swiss mortgage rate forecast 2026: should you buy now?

Swiss mortgage rate forecast 2026: expected rate changes, effects on rents and financing, CHF scenarios and steps to move forward calmly in 2025

Suppression de la valeur locative en Suisse : ce que les acheteurs doivent savoir

Removal of rental value in Switzerland

Eliminating rental value: What it means for your budget, deductions, and mortgage strategy. Tips, mistakes to avoid, and FAQs.

Baisse des taux immobiliers au 3ème trimestre 2024 en Suisse

Decline in Mortgage Rates in Q3 2024 in Switzerland

Decline in mortgage rates in Q3 2024: trends, influencing factors, comparisons, 2024-2025 estimates, and SNB predictions.

Acheter au bon moment selon le taux hypothécaire suisse

Buy at the Right Time Based on Swiss Mortgage Rates

Learn how Swiss mortgage rates affect your property purchase and choose the right time to save on your loan.

Baisse des taux hypothécaires : comment en profiter ?

Drop in mortgage rates in Switzerland: how can you benefit?

Take advantage of the drop in mortgage rates in Switzerland: fixed rate loan, low variable rate loan, refinancing, increased purchasing power, rental investment.

Prix immobilier Suisse : prévisions et stratégies pour les acheteurs

Swiss Property Prices: Forecasts and Strategies for Buyers

Swiss property prices: discover forecasts and strategies to invest in Swiss real estate. Price trends, market outlook, investment strategies, understanding risks and making informed decisions.

Prévision taux hypothécaire suisse 2025 : obtenez votre financement rapidement - thumbnail

Everything you need to know about Swiss mortgage rate trends

Current rates, fixed rate, variable rate, history, forecasts… Compare mortgage types and understand how rates affect your home loan.

Taux hypothécaires en Suisse et les changements économiques

Mortgage rates in Switzerland and economic changes: what buyers need to know

Economic changes and mortgage rates in Switzerland: everything buyers need to know.
Strategy, rate locking, refinancing, inflation, stability, and much more.