Types of mortgages in Switzerland
Get an overview of the different types of mortgage loans in Switzerland: fixed-rate, SARON-based and variable mortgages, first- and second-rank loans, direct or indirect amortisation, as well as mortgage certificates and construction mortgages, with concrete examples. Compare the advantages and disadvantages of each solution according to your profile, your holding period, your risk tolerance and your wealth objectives, so you can choose a credit structure that is consistent with your personal situation.
Mortgage duration: what is the duration of a mortgage loan in Switzerland?
Mortgage duration: Number of years, its impact on risk, flexibility and total cost of your mortgage.
Property transfer tax in Valais: key features and calculations
Learn how the property transfer tax is calculated in Valais, which rates apply, what costs to expect, and what to check before signing.
Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.
Eco-friendly buildings: mortgage loan for construction
Green buildings in Switzerland: mortgage benefits, reduced energy costs, subsidies, sustainable materials, and improved indoor air quality.
First and second-rank mortgage for your home loan
1st and 2nd rank mortgage: differences, banking implications, land registration, repayment, conditions, fixed rate, variable rate, advantages and disadvantages for buying in Switzerland.
Construction Mortgage
Finance your real estate project with a construction mortgage. Fund release, consolidation, and interest rates: our experts can advise you!
Combined mortgage: what is it?
Looking to buy a property? Discover the combined rate, fixed rate and and variable rate mortgage (SARON) and all the details of this loan.
SARON Mortgage: One of the 3 mortgages you should know about?
Find out if a SARON mortgage is right for you: pros, cons, and expert tips to optimise your property financing with a variable rate mortgage
Fixed rate mortgage
Fixed rate mortgage: security or constraint? We explain the advantages, disadvantages, and strategies to optimize your property financing.
