Mortgage broker in Lausanne: Your tailor-made solution for financing your property
- A local expert to optimise your property financing
- How does our mortgage brokerage service in Lausanne work?
- Get a head start on your application and save time
- Our financial partners in Lausanne and Switzerland
- Customer reviews in the Lausanne region
- Frequently asked questions
- Find our professional brokers throughout Switzerland
Are you planning a real estate project in Lausanne or its surroundings and looking for the best financing rate? Call on an independent mortgage broker who specialises in the Lausanne market. With our personalised support, you can quickly access the best loan conditions available for your property purchase.
A local expert to optimise your property financing
The property market in Lausanne is both competitive and demanding. High prices, a wide range of neighbourhoods, and strict lender requirements can make the search for financing complex at times.
Our mortgage brokers understand the specific features of the Vaud market and guide you every step of the way — from assessing your purchasing capacity to negotiating mortgage rates with our banking partners.
- Accurate assessment of your budget and borrowing capacity
- Personalised financing strategy for your mortgage and its repayment plan based on your profile (main residence, rental property, employee or self-employed)
- Access to a wide range of offers from Swiss banks, insurance companies, and pension foundations
- Comprehensive administrative support right up to signing the mortgage contract at the notary’s office
- 100% free service for individuals, with no obligation
How does our mortgage brokerage service in Lausanne work?
Start your project with us in a few simple steps:
- Describe your project via our secure online form
- An advisor will contact you to review your situation in detail
- You’ll receive several negotiated financing proposals within 48 hours
You select the most attractive offer, we handle the rest! Our service is completely free for individuals and without obligation.
Bonus: our online loan simulator lets you estimate your monthly payments in just a few clicks, based on various rate scenarios.
Start your application now and save time
Preparing the right documents is key to getting a fast and competitive mortgage offer. Here’s what you need to gather:
- Your last 3 payslips
- Your most recent tax return
- Your savings and equity statements
- Your LPP (2nd pillar) certificate
- Your 3rd pillar statements, if applicable
Our brokers help you build a strong application to increase your chances of securing a preferential rate!
Our financial partners in Lausanne and Switzerland
We are completely independent, meaning we are not tied to any specific bank. We work with the most reputable Swiss cantonal banks, private banks, insurance companies and pension institutions to give you access to the best offers.
The Ouchy district in Lausanne is a beautiful lakeside area with a history tied to ‘pirates’. Get a mortgage and move in today.
What our clients say about us in the Lausanne region
Frequently Asked Questions
What are the best neighborhoods to invest in Lausanne?
Lausanne is attractive for its exceptional quality of life, its proximity to Lake Geneva, and its dynamic economy. Here are the highlights of each area:
Ouchy and Sous-Gare are located right next to Lake Geneva and offer a prestigious and highly sought-after setting. Ideal for high-value purchases, they attract both local and international clients. Properties here are rare and retain their value well.
Chailly, La Sallaz, and Vennes are residential areas that offer a great balance between accessibility and quality of life. They are particularly appealing to families and first-time buyers thanks to their infrastructure, schools, and green spaces. Prices remain attractive compared to the city center.
Malley, Prilly, and Renens are undergoing major urban renewal and benefit from significant development projects (infrastructure, transport, new housing). They offer strong potential for medium- to long-term appreciation, especially for investors seeking rental yield.
St-Sulpice and Ecublens are close to universities (UNIL) and research centers (EPFL), making them ideal for rental investments targeting students, PhD candidates, or young professionals. Studios, small apartments, or shared housing are easily rented, with steady demand.
Pully and Lutry are green, peaceful neighboring towns offering a highly desirable residential setting—ideal for families seeking comfort, space, and lake views. Properties with terraces, gardens, or lake panoramas are in high demand.
Our brokers provide guidance based on your objective: buying to live in, rental investment, or portfolio diversification.
How much does a mortgage broker cost in Lausanne?
Our support is 100% free for individuals. Our fees are covered by the lending institution, with no impact on the rate you obtain.
Can I contact a broker without having found a property?
Absolutely. Getting a mortgage pre-approval strengthens your credibility with the seller and can make a real difference. With our services, you’ll be one step closer to moving in!
What types of mortgages are available for my property project in Lausanne?
The right mortgage depends on several factors: your financial situation, the type of property you’re buying, your risk tolerance, and your medium- or long-term strategy. Here are the main options our brokers can offer:
Fixed-rate mortgage
The fixed-rate mortgage is ideal if you want to stabilize your budget over time. The interest rate remains unchanged throughout the term of the contract, usually from 2 to 15 years.
SARON-rate mortgage (Swiss Average Rate Overnight)
The SARON mortgage is based on the Swiss Average Rate Overnight (SARON). This option is indexed to short-term money market rates. It adjusts regularly and can be advantageous when rates are low.
Mixed mortgage
The combined mortgage, also known as a mixed mortgage, lets you divide your financing into two parts: one fixed-rate portion for stability, and one variable-rate (SARON) portion to benefit from potential rate drops.
Construction mortgage
Designed to finance construction or renovation projects, this type of loan releases funds in stages as the work progresses. It is then converted into a standard mortgage once the project is completed.
Our specialists help you identify the solution best suited to your profile and goals by comparing the best terms from our partner network.
Find our professional brokers throughout Switzerland
Zoomez et cliquez sur le canton désiré.
