Mortgage broker in Fribourg: Get the best rate for your home loan
Do you have a real estate project in Fribourg, but you don’t know where to start to finance your purchase? Our mortgage brokers can help you see things more clearly! They quickly compare all the offers on the market and find the best rate for your mortgage.
Your real estate project in Fribourg is in good hands
Fribourg is a region known for its dynamism, cultural heritage, and its exceptional quality of life. But with strict banking rules, variable loan conditions, and a constantly evolving real estate market in Fribourg, it is essential to rely on experts to secure the best financing. Our mortgage brokers understand the regional specifics and know how to optimize your application.
Complete your purchase with complete confidence, with tailor-made real estate financing, at the best rate:
- Accurate and personalized assessment of your purchasing power in Fribourg
- Financing strategy and mortgage adapted to your profile (employee, self-employed, investor)
- Apply to several banking establishments in a single request to obtain the best mortgage rate
- Complete support until signing at the notary
- Perfect knowledge of the Fribourg real estate and mortgage market
How does our mortgage brokerage service in Fribourg work?
It’s easy to call on our mortgage brokers:
- Fill out our simplified online form to describe your real estate project to us.
- A partner broker will contact you to analyze your situation and needs.
- You will receive several personalized estimates within 48 hours, negotiated at the best rate.
Our service is completely free and without obligation for individuals. And with our mortgage calculator, you can also simulate your mortgage in just a few minutes! The keys to your home are almost in your hands!
Prepare your mortgage application in Fribourg now
To maximize your chances of quickly obtaining a favorable mortgage offer in Fribourg, prepare now:
- Your last 3 pay slips
- Your last tax return
- Proof of equity (bank accounts, savings, securities)
- Your LPP certificate (from your pension fund)
- Statements of your 3rd pillar assets (if used)
A complete file, presented professionally by our brokers, will make all the difference when it comes to negotiating with banks.
Our partner banks in Fribourg and Switzerland
We work with a broad network of cantonal banks, private banks, insurance companies, and recognized pension funds in Switzerland. These partnerships allow us to compare the best available mortgage offers in real time and find the financing most suited to your real estate project.
Our customer reviews
Frequently Asked Questions
What are the best areas to invest in Fribourg?
Fribourg offers a wide range of attractive neighborhoods for real estate investment. The historic city center seduces with its medieval charm and strong rental demand, ideal for a stable return. The Pérolles district, dynamic and close to the university, attracts students and young professionals. For a more residential and family-oriented setting, areas like Bourguillon or Schönberg offer a good compromise between tranquility, quality of life and accessibility. Finally, neighboring towns like Givisiez or Villars-sur-Glâne can represent great opportunities thanks to their attractive prices and proximity to major roads.
Our brokers advise you according to your objectives: rental income, primary residence, and long-term capital gains.
How much does a mortgage broker in Fribourg cost?
Our services are free for individuals. Our brokers are paid by the banks when the loan is finalized, with no impact on your interest rate.
Do I need to have found a property to contact a broker?
No. Our brokers can assess your borrowing capacity and obtain a mortgage pre-approval, ideal for strengthening your position during your search.
How long will it take to receive a mortgage offer?
You will be contacted within 24 hours of your request and will receive your first personalized estimates within 48 hours. The time it takes to receive a complete and firm offer depends on the bank.
What are the types of mortgages in Switzerland?
Fixed rate mortgage
By opting for a fixed-rate mortgage, the interest rate remains constant for the entire term of the contract (usually between 2 and 10 years, or even longer). It allows you to control your budget without worrying about market fluctuations.
Adjustable Rate Mortgage (SARON)
Based on the reference rate SARON (Swiss Average Rate Overnight), this solution tracks the evolution of short-term interest rates. It can offer advantageous rates but exposes a possible increase in costs in the event of a rise in rates.
Mixed mortgage
The mixed mortgage combines the advantages of a fixed rate and a variable rate. Part of the amount is covered by a fixed rate, the other part by a SARON-indexed rate, allowing for risk distribution between stability and flexibility.
Construction mortgage
Specially designed to finance a construction project, the construction and renovation mortgage allows for the gradual release of funds as the work progresses. It is generally converted into a conventional mortgage upon completion of the project.
Our mortgage experts in Fribourg will help you choose the solution best suited to your personal situation and your real estate project.
You can find us in almost every Swiss State
Zoomez et cliquez sur le canton désiré.
