Jan Daiglon
Mortgage Loan Specialist

After about ten years as a software engineer in Switzerland, I passionately retrained in real estate, particularly in buying and selling properties. For over 20 years, I've been assisting buyers to help them obtain advantageous mortgage loans. I therefore have a deep understanding of the world of mortgage lending in Switzerland!
By assisting my buyer clients, I also wanted to support them in the process of obtaining their mortgage. Since then, I've specifically studied the field of mortgage lending in Switzerland.
In addition to my real estate activities in Switzerland and abroad, I now devote a large part of my time to writing articles and guides on the world of mortgages in Switzerland, in order to inform potential buyers in as much detail as possible.
Do you have questions about mortgage loans?
Contact me now
Jan's Articles and Guides

Equity for Buying Property in Switzerland
Equity for buying property in Switzerland: definition, composition, required amount, and using pension funds (2nd pillar) to purchase a house.

Swiss Property Prices: Forecasts and Strategies for Buyers
Swiss property prices: discover forecasts and strategies to invest in Swiss real estate. Price trends, market outlook, investment strategies, understanding risks and making informed decisions.

Direct and indirect amortization: what’s the difference?
Which type of amortization should you choose? Learn the difference between direct and indirect amortization with our practical guide.

The 10 key things to know about rental yield calculation
Rental yield in Switzerland: yield vs. cash flow, cost impact, taxes, vacancies, location, leverage effect, strategies, and FAQs.

Tips for Becoming a Homeowner in Switzerland
Becoming a homeowner in Switzerland: steps, budget, financing, choosing the property and region, purchase rules, taxes, hidden costs, and essential procedures.

Swiss Mortgage Rate Forecast 2025: Fast Financing
Swiss Mortgage Rate Forecast 2025: How to get a loan at the best rate, the risks of rising rates, and the benefits of buying now.

Swiss Real Estate: Property Investment Strategies
Swiss investment strategy: low interest rates, fixed vs. variable, rental optimization, tax deductions, renovation, expertise, and diversification.

What are the notary fees for a property purchase?
Frais de notaire pour un achat immobilier en Suisse : acte de vente, registre foncier, taxes, mutation, honoraires, prêt hypothécaire, calcul et variations

Mortgage rates in Switzerland and economic changes: what buyers need to know
Economic changes and mortgage rates in Switzerland: everything buyers need to know.
Strategy, rate locking, refinancing, inflation, stability, and much more.

Eco-friendly buildings: mortgage loan for construction
Green buildings in Switzerland: mortgage benefits, reduced energy costs, subsidies, sustainable materials, and improved indoor air quality.

What is a mortgage certificate – Definition
Everything you need to know about the mortgage certificate: how it works, who issues it, what its advantages are, and what it means for property owners.

First and second-rank mortgage for your home loan
Hypothèque 1er et 2ème rang : différences, implications bancaires, inscription foncière, remboursement, conditions, avantages et inconvénients pour acheter en Suisse.